Finding a Car Archives | Car Buying Advice

How Do Self Driving Cars Work?

Driverless cars have not yet arrived on Britain’s roads, but self-driving cars will be allowed to travel on motorways later this year. Hailed as the transport of the future, self-driving cars seem to be the next hot topic in the world of motoring. But how do self-driving cars work? We answer this question and more, below.

Self-driving vs. automated cars – what’s the difference?

Fundamentally, the clue is in the name. Self-driving cars can drive themselves in certain situations, but there must be a driver in place – with seatbelt drawn – in order to take charge should emergency situations be detected by the vehicle.

Automated or autonomous cars, by contrast, are driverless. These cars are one step further, in that they operate individually, and have been positioned as ‘self-aware’. There are six levels of automation that distinguish between a vehicle driven entirely by a human to an entirely autonomous vehicle.

The technology of driverless cars

The specific technology of each vehicle will vary depending on the manufacturer. Broadly, however, driverless cars – that is, automated cars – will have the following features:

LiDAR sensors – These are light detection and ranging systems. They beam laser light in order to map the car’s surroundings, thereby detecting the edges of roads and lane markings.
Radar sensors – These observe nearby vehicles and their speed, in order to avoid collisions.
Video camera technology – Similarly, this tracks obstacles and pedestrians, working with the radar sensor to mitigate collisions and taking stock of road signs and traffic lights.
Ultrasonic sensors – These detect curb edges and other vehicles – they’re fundamental for parking and manoeuvring.
Central computer system – Driving all of the above is a central system which combines data from each technology. This therefore manages braking, steering, and acceleration.

Self-driving cars – the advantages

The advantages and disadvantages of self-driving vehicles are still under contention, but their benefits are typically agreed as the following:

Greener – Proponents of self-driving cars say they’re more environmentally friendly, as they work to streamline traffic flow by optimising road space and will therefore consume less fuel.
Safer – With less traffic and a smoother throughflow of cars, it’s anticipated that self-driving cars will make streets safer by reducing risk of accidents and human error.
More accessible – Self-driving cars inevitably make transport more accessible for individuals with disabilities – or those who never learned to drive in the case of automated vehicles. It’s therefore suggested that they’re a more inclusive mode of travel.

Self-driving cars – the disadvantages

As the technology for fully driverless cars still has a long way to go, there are many disadvantages to self-driving cars.

Safety – Proponents of self-driving cars say they’ll make streets safer – but the industry is, as yet, unregulated. There are serious concerns about the risks of vehicle computers and systems becoming vulnerable to hacking. Computers may also experience wear and tear – and any software error could lead to accidents with pedestrians and other vehicles.
The environment – Self-driving cars will require a vast amount of infrastructure to be built across Britain’s roads. Their technology will also operate via 5G, which will sap significant energy resources – most of which are fossil fuelled. Self-driving cars are therefore not climate conscious modes of transport just yet.

What are the rules for self-driving cars on motorways?

As described above, the British government are permitting self-driving vehicles with an automated land-keeping system (ALKS) to travel on motorways from sometime in late 2021. These self-driving vehicles will only be permitted at speeds up to 37mph in slow traffic.

Critically, these self-driving cars are not driverless – you still need someone behind the wheel wearing a fastened seatbelt. The driver must be able to take control of the car in the ten seconds after the vehicle detects an ‘imminent collision risk’. If such a risk is detected, the car will deploy an ‘emergency manoeuvre’ in order to either brake or evade the obstacle. Should the driver fail to respond, the car will automatically switch on its hazard lights, slow down, and turn off the infotainment system.

Upgrading your car

As yet, owning a self-driving car might be a pipedream. But you can still keep your car up to date with all the latest technology to make your life easier, from parking cameras to keyless entry.

That’s where My Car Credit comes in. With a large network of trusted lenders, we can help you find a great deal on car finance to spread the cost of your next ride, working with almost any credit score to finance a car.

Speak to one of our friendly team today on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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What is the Best Used Car for Towing a Caravan?

Caravan at night that was towed by the best used car for towing a caravan

Staycations are becoming increasingly popular at the moment – and what better British holiday is there than the classic caravanning trip? The best news is that you don’t even need a brand-new vehicle in order to do it – there are plenty of used cars that are excellent at towing a caravan.

What’s more, if you live in an urban area and are thinking you don’t have enough parking space for both a caravan and an SUV, you don’t need to worry. Many city cars will do the job nicely – and they’re not as gas guzzling as the 4x4s.

Below, we list eight of our favourite used cars for towing a caravan.

Land Rover Discovery

The Land Rover Discovery is a consistently popular choice for towing cars. The Discovery 4, in particular, is exceptionally stable, so aggressive cross winds or off-road conditions won’t cause any drama. The Discovery has a high kerb weight and powerful engines, making them great for towing. Furthermore, they can tackle all and any road surface – they overtake well, too.

If you find a model with the Terrain Response system, even better. This is because it modifies the car’s driving characteristics to suit the conditions facing you. What’s more, the car is supremely comfortable and can fit a large family with ease – and your luggage. It’s easy to see why this car has multiple tow awards to its name, including the 2016 Caravan Club Tow Car of the Year Award.

Volvo XC90

You’ll generally find a used Volvo XC90 for a reasonable price and will be well rewarded with an excellent tow car. This practical vehicle has a high kerb weight combined with fantastic suspension and a powerful engine. The result is a stable and secure vehicle for towing a caravan. It may be slightly less fuel efficient on longer journeys. However, the inner cabin is comfortable and provides plenty of space for families to stretch legs on longer journeys.

Dacia Duster

If you’re after an affordable used car that will nonetheless tow your caravan without any problems, the Dacia tops the list. Stable and secure, it’s a steady performer and extremely reliable. It tackles hills well, and the brakes do their job. Admittedly the interior is not the most glamorous. None-the-less, for a car at such a budget price, it’s difficult not to be impressed with the Duster.

Skoda Octavia

With a great kerb weight and an engine with plenty of torque, the Octavia stands up to pulling even the heaviest caravan. Even better, it will handle hill starts respectably. It’s also stable at speed – particularly given its light weight – and handles changing lanes well. The boot has enough room for lots of luggage, running costs are low, and you’ll find a model on the market at very affordable prices.

Ford Mondeo

An impressive family car, the Mondeo is nippy enough to work in urban areas, squeezing into tight parking spots. That said, it also tows a caravan, so is the best of both worlds. In addition, it’ll do it whilst keeping passengers comfortable. The engine is smooth and efficient but still powerful, handling better than most family cars. You’ll get stability even at high speed and can opt for a used model with the Titanium trim. Benefits include sat-nav, front and rear parking sensors, automatic headlights, and lane-keeping assistance.

Kia Sorento

For a car that won’t break the budget, you’re still getting a sharp-looking car with excellent towing capacity. The steering is great and the all-wheel drive copes well with variable weather conditions. Let’s admit, this is always a bonus when you’re heading on a caravanning holiday! The car is stable at speed and the engine has plenty of pulling power. Plus, the cabin is spacious and can seat seven people, and the car is fantastic over long-distances. It gets our thumbs up.

Vauxhall Insignia

A good-looking car that offers plentiful interior space and a comfortable ride? Sounds good – and the Insignia delivers. Capable and stable, it has a high kerb weight and torquey diesel engine. The biggest thing to write home about for the Insignia is its affordability – it’s hugely affordable and offers enough legroom for the wriggliest passenger.

Volkswagen Touareg

Add this SUV to your list of the best used cars for towing a caravan. It’ll stand up well to the likes of the Land Rover Discovery and the Volvo XC90. Even better, it will do so at a more affordable price point. It makes towing a breeze thanks to the four-wheel drive and high-power engine, and the gearbox makes hill starts seem almost effortless. As with most SUVs, there’s also plenty of space for passengers and their luggage.

BMW 5 Series

The 5 Series is another award winner of this list – in 2018 it won Tow Car of the Year Awards, so you can rest easy knowing it’s a great choice. You should find used models at excellent prices, too, which is always a bonus. Very stable, the 5 Series has a fuel-efficient diesel engine that will get you where you need to go without costing the earth. Furthermore, it manoeuvres extremely well. In fact, the 529d model saw off rivals in the 2018 competition with ease, proving ‘unshakeable at speed’ with no issues changing lanes and in fierce crosswinds.

On top of all that, the 5 Series will hold its speed on hills, and the gear changes are exceptionally smooth. Look out for the xDrive four-wheel model if you’re keen on holidaying all-year-round. This is because it offers improved traction and road holding – even in the muddiest of conditions. The car is also very comfortable to ride in and offers plenty of space with a great boot.

Financing your used car for towing a caravan

So, now you know which are the best used cars for towing a caravan. However, even when you’re opting for a used vehicle, buying a car to tow a caravan can be a hefty purchase. My Car Credit can help you spread the cost, comparing deals from our broad panel of trusted lenders to find you a great price for your car finance. Use our car finance calculator to get a better idea of the costs then get a no-obligation quote in minutes.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Do Car Prices Drop When a New Reg Comes Out?

If you’re in the market and searching for a new motor, the chances are that you want to keep the price down. It’s not uncommon when the cheapest of vehicles can set you back thousands of pounds. That’s why finance deals have become more popular in recent years – they provide an affordable way to obtain a quality car.

Still, it never hurts to lower the price even more. Then, your monthly payments will be smaller, and you’ll spend less on a valuable vehicle. Is waiting until the new registration plates come out in spring and autumn a savvy strategy? It can be if you know what to look for when browsing dealerships.

When are new licence plates released?

In the past, registration numbers only changed once a year. However, everything changed in 1999 when the government attempted to even out the number of licence plate releases throughout the year. From that point, regs were brought out twice annually, once in March and once in September. To be specific, the dates are March 1st and September 1st.

Do car prices drop when a new reg comes out?

There isn’t a one-size-fits-all policy across the board. You’ll be glad to hear that new reg plates will reduce the price of a vehicle, and therefore your premiums, in some instances.

However, this isn’t the case if you’re after a brand-new motor. If you want the latest make and model with a shiny licence plate, the latest number (21 and 71 for 2021, 22 and 72 for 2022, and so on) will cost you more because it makes the car more valuable. Where price drops come into play are on the used car market.

Do used car prices drop when a new reg comes out?

Typically, the answer is yes. The reason is that dealers experience lots of traffic around early March and September, and most buyers are on the lookout for a brand spanking new vehicle. To make room for them, they need to balance the books by selling the less popular stock.

This includes used and second-hand models that other interested parties, such as yourself, are happy to snap up if the price is right. The same applies to part-exchanges because they make up around 90% of all car sales.

Here’s how to make the most out of that information….

Searching for used cars

Now that you understand how dealers work, you can target the vehicles that you know command a cheaper asking price. Essentially, you’re searching for anything older than the latest release. After all, your loan won’t be as big if the going rate is lower.

Using PCP

On the other hand, if you’re buying a newer car and don’t want the new reg released to affect its value, PCP could be the best option. Short for personal contract purchase, PCP is a type of finance deal that involves paying monthly instalments for the length of the contract.

When the deal is over, you can return it, find another agreement, or purchase the vehicle outright. By opting for PCP, you don’t need to worry as much about the depreciation rate involved with old reg plates. All you need to do is check your car finance eligibility and return the motor before the deadline.

Finding the best finance deals

Whether you’re looking to buy a nearly new car at the best price or make a brand-new registration more affordable, My Car Credit is on hand to help. We use a large network of trusted lenders to find the best deal for you, whatever your credit rating.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Can I Buy a Car with No Deposit?

man driving a car he has bought on finance with no deposit on

We all know that cars can be expensive. Aside from a house, it is probably the biggest purchase you’ll make in your life, especially if you buy a new motor. And while the vast majority of people opt for second-hand vehicles – 6,752,959 were sold in 2020 – it still means splashing out a significant chunk of change.

One way to make the costs lower is to put down a large deposit, even if you opt for car financing to make the monthly premiums more affordable. The truth is, though, that you don’t need a deposit to become the proud new owner of a car.

The main two types of car financing

By now, most people are familiar with the broad concept of car financing. After all, the vast majority of vehicle sales are leveraged with the help of hire purchase (HP) or personal contract purchase (PCP) deals.

Although the two forms of financing are similar, they do have their differences – and it’s essential to understand them before proceeding. For instance, HP is where you pay back the loan and own the vehicle at the end of the contract. PCP, on the other hand, involves having to return the car, finding a new PCP deal, or purchasing the car outright.

Both typically involve deposits, however, so how do you buy your dream motor if you don’t have a couple of grand lying around?

No deposit car finance

Even with the affordability of car finance, the deposit alone can price out many buyers. The good news is you can drive away without having to save up to 10% of the total amount. For people with small budgets, it’s an ideal compromise.

However, it’s worth pointing out the caveats that exist. Firstly, the monthly repayments are greater as there isn’t a deposit to reduce your premiums. That means you’ll pay more in the long term due to the interest rate. Still, it may be better for you to do this than wait for years to accumulate a deposit. Even then, the monthly fee may not be that much cheaper.

Fortunately, there are now plenty of car finance deals available – both HP and PCP – where a deposit is not necessary. Just bear in mind, with a PCP, a balloon payment will be needed to pay for the car outright. But, if you’re prepared, you can try and save up over the contract period while driving around in a fantastic vehicle.

How do you qualify?

Is it hard to get accepted for car finance? Well, not everyone is eligible to buy a car with no deposit as providers take certain features into consideration. Thankfully, My Car Credit has several tools you can use that highlight your probability of being accepted.

To learn about them, and to find answers to more of your questions, please contact us right away. We want to hear from you!

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Towing Green: 6 of the Best Electric Cars for Towing a Caravan

colourful caravan that was towed using an electric car

Ready to glide through the countryside with a near-silent vehicle that is more environmentally sound? We thought so. Electric cars are a regular sight on our roads. Moreover, many models are up to the task of towing caravans. However, only a handful are legally able to do so, so be sure you purchase one that sits within the law!

The reason why is their weight – electric cars are heavier. Furthermore, adding a caravan or trailer only adds to this, which can put brakes under strain. Be aware, too, that electric cars already have less range than those fuelled by petrol or diesel – and towing a caravan will only shorten this.

That said, there are still some strong contenders for the best electric cars for towing a caravan. Take a look at our list of six top contenders.

The best electric cars for towing a caravan

Tesla Model 3

The Tesla Model 3 is rated for towing, but be aware that it’s limited to 1,000kg. In addition, you do have to pay an extra £1,000 to be able to tow with it. You also have to request a towbar be added to the model when you first purchase it – you can’t do this retrospectively. Essentially, then, you’re less likely to find a Model 3 on the used market that’s been fitted to tow. As such, it’s best to double check before you buy. Also, while 1,000kg may sound like a lot, it’s on the lower side, covering smaller caravans and trailers.

The Long Range AWD is likely best for towing, as it’s got a 360-mile range per charge rate. It’ll get you around 253 miles on a single charge, and offers all-wheel drive. As with all Teslas, you also get access to the Supercharger network, which offers rapid charging and is available nationwide. The vehicle’s handling is excellent, and the performance is great, too, so the Model 3 still makes our list.

Polestar 2

Opt for either the entry-level single motor model or the four-wheel drive flagship – either will haul up to 1,500kg. Like the Tesla Model 3, you’ll be paying around £1,000 for your towbar, but it hauls significantly more than the Model 3. Arguably, it also handles better, with a great steer and good balance. The interior is very comfortable and swish, too, so you’ll experience a relaxed drive.

Plus, you should be able to go 335 miles between charges according to the WLTP test, which is a serious distance for an electric vehicle.

Audi E-Tron

With a towing limit of 1,800kg, the E-Tron offers the biggest pulling power of the cars surveyed thus far. It offers a rapid acceleration and a near 250-mile electric range without the caravan, all of which will serve you well when you’re towing. That said, the E-Tron is on the heavier side for an EV. As such, plan a recharge mid-trip if you’re on a particularly long journey.

One of the biggest selling points for this car is its plushness – the dashboard’s two central screens are swish and control all of the car’s functions. There’s also serious boot space for anything that doesn’t fit in the caravan. Be aware that this is a vehicle that’s on the pricier side. However, as with all of these electric vehicles, more models will start to pop up on the used marketplace as non-petrol and non-diesel cars become the norm.

Hyundai Ioniq 5

Low running costs and high practicality are two of the biggest selling points for the Ioniq 5, which offers some real muscle too. Both rear-wheel and four-wheel drive models will pull up to 1,600kg. What’s more, all the Ioniqs are designed to take the addition of a towbar – even the entry-level model. The car is also particularly sleek, with equally sophisticated interiors.

Tesla Model X

The Tesla SUV Model X is consistently upheld as the best electric car currently around for towing a caravan. It’ll tow up to 2,250kg and even has a towing mode. This means you can adjust the car’s ride when towing. The model also has air springs as standard, which means you can adjust ride height accordingly.

Inevitably, it’s not the cheapest vehicle on this list, but the performance is exceptional. This model will cover 0-60mph in 2.6 seconds without a caravan. That said, we wouldn’t advise going pedal to the metal when towing. There’s also plenty of space in the vehicle, with 2,492 litres worth of space and an optional seven seats for larger families.

Mercedes EQC

Another electric SUV that boasts comfort and towing ability, these models can tow up to 1,800kg. Slightly slower than the E-Tron, you’re unlikely to notice this when towing, where it stands up to the test and offers respectable acceleration. The EQC is, most notably, an exceptionally quiet car. This can can be a big win on long journeys, as some electric vehicles have been reported to whine when travelling at higher speeds.

You’re looking at a range of around 250 miles. However, be aware that this might vary depending on how heavy the caravan is that you’re towing. There’s also plenty of space in this car, with a 500-litre boot for any overflow, and the drive is very comfortable.

Speak to a car credit specialist today

If you’re after car finance for your new electric vehicle, be sure to contact one of My Car Credit’s friendly team of car credit specialists. They’ll be able to answer any questions you may have and get the ball rolling. Alternatively, our car finance calculator will give you a quote within minutes with no-obligation or impact on your credit score.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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How to Downsize Your Car

fiat 500 purchased after downsizing a car

Whether you’re looking to reduce your carbon footprint, minimise your fuel expenses or simply fit into smaller parking spaces, there are plenty of benefits to downsizing your car. Of course, there’s plenty to choose from which means it’s important to approach the downsizing process logically and systematically.

Ready to get stuck in? If you’re thinking of switching to a smaller vehicle, read on for our guide on how to downsize your car.

1. Analyse your needs

If you’re thinking about downsizing, you’ve probably already realised your vehicle is too big for your needs. The next step is to figure out how much smaller you need to go. Spend a good few hours thinking about the different ways you use your car and what your priorities are.

Do you want a smaller car that is still large enough to carry all your camping gear? Do you really need seven seats or could you get away with a regular five seat vehicle? Maybe you prioritise boot space over legroom? This step is all about developing an idea of what you’re looking for in a car.

2. Consider weight and engine performance

As well as physical characteristics, it’s worth considering your needs in terms of engine size and performance. Sometimes, downsizing can mean switching to a similar car with a less powerful engine. This type of downsizing can still be a great way to minimise your emissions and fuel consumption. Reducing the total weight of your car can also be an efficient way to downsize, without losing too much physical space.

For example, a heavy-duty Range Rover Sport has a Gross Vehicle Weight (GVW) of 3100kg while the similarly sized Volvo XC90 hovers more around the 2000kg mark. In terms of space, the Range Rover Sport and Volvo XC90 offer a generous 784 litres and 775 litres respectively.

3. Calculate your budget

When you have a good idea of what you’re looking for in a new car, the next step is to calculate your budget. Factor in variables like your initial deposit and how much you want to spend overall. If you’re buying new, be sure to factor in any extras you may want to add on as these can stack up fast. This includes features like smartphone media systems, roof racks, heated seats and extended warranties. Don’t forget, there are also a few things to avoid like rust proofing, tinted windows and chrome trims.

When you’re ready to determine your budget, our car finance calculator is a great place to start – simply punch in your preferred loan amount, repayment terms and credit rating. It will then calculate the typical rate you can expect, as well as the total cost of your loan. This way you can advance to step 4 with a good idea of how far your budget will stretch.

4. Browse the market

With the number crunching behind you, now is the time to get stuck into browsing the market for your new car. Google is a goldmine when it comes to reviews, with many websites going into a huge amount of detail. There are also plenty of great websites that allow you to compare the performance, fuel economy and features of several different models simultaneously. Test drives are essential and will give you a good idea of how a car feels behind the wheel.

On the hunt for a used vehicle? Our clever My Car Search feature uses simple criteria to find your ideal used vehicle. All dealers are regularly vetted by the Financial Conduct Authority (FCA), making My Car Credit one of Britain’s safest online platforms for purchasing used vehicles. Buying a used car can unlock enormous savings, especially if you’re looking to purchase a model that’s only a year or two old.

5. Find a good lender

You’ve homed in on the perfect car, now to find the perfect lender. At My Car Credit, we specialise in unlocking the best finance rates for everyone, whether you’re shopping for a nearly new Nissan Qashqai or a used Volkswagen Golf. We partner with an extensive network of partners across the UK to find competitive finance plans that work for you. Using your credit rating, we’ll unlock the best car finance deals in Britain.

Not confident in your credit score? We pride ourselves on finding solutions for every motorist, regardless of how high or low their credit score. Reach out to one of our friendly customer service agents today to find out more and kickstart your downsizing journey.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Commuter Cars – The Future of Commuting Post Lockdown

Now that increasing numbers of people are being vaccinated, companies are starting to reconsider the return to office working. But what does this mean for commuting and commuter cars?

Well, the post lockdown commuting landscape could look different in a number of ways which are as-yet undetermined. However, it’s worth being aware of what commuting might look like in the coming months. With this in mind, you can make a decision on whether or not to keep hold of your commuting car, or make the move to other forms of public transport.

Changing peak travel on public transport

In response to the coronavirus pandemic, public transport across the UK has had to spring into action. Trains, trams, buses, and underground networks have continued to work for essential workers who’ve had to attend jobs throughout the pandemic. This has resulted in a dramatically intensified cleaning schedule so that commuters have felt and continue to feel safe.

As office workers anticipate a return to at least some in-office working, public transport will have to adapt to remain an environment that people feel safe using. The impact of changes to standard working practice have already been felt by these networks. Due to workers attempting to spread the travel time out to maintain social distancing, peak travel hours have moved from 7am to as early as 5am

Flexible working hours have also been implemented as a post lockdown work strategy. This is in order to manage rush hour on roads and public transport.

Moving away from public transport

Public transport has been a lifeline for some during the pandemic. However, Motor One reports that 76% of those who had used public transport pre-pandemic are now keen to use different methods of travel to get into work. This may result in increased commuters using personal vehicles to make their commute. The importance of a comfortable commuting car will therefore increase. Consequentially, drivers are more willing to splash extra cash on a vehicle that will get them to work in comfort – and avoid public transport.

Alternatively, commuters might avoid the perils of public transport by turning to cycling in order to get to work. This is particularly likely in larger cities like London. These are consistently undergoing huge infrastructural changes to ensure the city is as cycling-friendly as possible. Reuters reports that city planners are becoming increasingly focussed on diversifying ways of commuting. For example, introducing e-scooters to planning smart roads so as to prevent CO2 levels from soaring. If increased numbers of commuters opt to use these diverse methods of travelling to work, a commuting car will become a less important feature in these commuters’ lives.

The commuting car: downsize or upsize?

While many people are aiming to avoid public transport post-lockdown, there’s also the issue that commuting as a whole may remain at lower levels. As reported by City AM, recent research by Transport Focus has shown that commuters believe their jobs will become increasingly home-based with limited travel into offices. With a greater number of people working from home, the commuting car could become a less important feature in some workers’ lives.

It’s possible that drivers will look to downsize their vehicle as a result. After all, there’s no point in paying premium on policies or regularly upgrading your car’s model if you’re less likely to be driving it regularly.

People Management has even floated the possibility of employers lending cars. This would allow employees to travel to and from work safely if they are neither able nor willing to commute via public transport. The discussion also included the suggestion that employers provide facilities such as free parking. As a result, the commute would be less stressful for workers who choose or have to drive into work.

A note on car insurance

If you’re planning to make the move to commuting via car, don’t forget to check your car insurance policy. You need to be clear that you’re covered for commuting journeys, even if your travel is as short as driving to the nearby station.

Talk to My Car Credit today

Whether you’re looking to downsize to a fuel-efficient vehicle for commuting, or just invest in a new car so you don’t need to get public transport, My Car Credit is on hand to help. Our car finance calculator can give you a clear estimate of how much commuting car finance will cost based on the amount you want to borrow, the timeframe and a broad idea of your credit rating.

Try it today and don’t hesitate to contact our team if you have any questions at all

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Best Cars for Camping

Brits love to sleep under the stars, with the latest statistics revealing that domestic tourists spend almost 20 million nights a year in touring caravans. What’s more, a further 12.5 million nights spent in tents.

Maybe you’re a caravan enthusiast, a tent disciple or even a bivvy bag purist. Whichever, there’s no denying that a reliable car is a must for any camping trip. But what are the best cars for camping? Read on for our guide to the best camping cars in the UK, ranging from luxury SUVs to compact hatchbacks.

1. Nissan Qashqai

Spacious enough for family camping trips but compact enough to manoeuvre around the city, the Nissan Qashqai is one of the best cars for camping. The 430-litre boot definitely isn’t the biggest on the SUV market. However, with some strategic packing it’s large enough to accommodate all your camping essentials.

There’s a good range of engines to choose from if you’re buying new, as well as plenty of extras and add-ons. What’s more, the running costs are surprisingly low considering the size. Given these points, the Nissan Qashqai is ideal for cost-conscious campers. The model also boasts a five-star Euro NCAP safety rating so you can get from A to B with total peace of mind.

2. Land Rover

A true British icon, nothing helps you conquer the great outdoors like a Land Rover. Built with both comfort and performance in mind, this luxury SUV is big on space and offers plenty of room for all your camping gear. In addition, it boasts genuine off-road capabilities, meaning you can get off the beaten track and into the wilderness. Furthermore, the five-star Euro NCAP safety rating is the icing on the cake.

When it comes to accessories, the Range Rover really turns up the heat. If you’re purchasing new you have the option of adding extras. For instance, a 430-litre roof box, aqua sports roof rack, roof mounted bike carrier and even an electric cool box to keep your drinks chilled.

Planning to tow a caravan? You’ll need a vehicle with plenty of power. In summary, the Land Rover delivers, with an impressive towing capacity of up to 3,500kg.

3. Honda Civic Tourer

The ‘flat floor’ feature makes the Honda Civic Tourer one of the best camping cars in its class. Not only does the enormous boot offer plenty of space for all your equipment, but the rear seat base drops down to create a flat zone for your inflatable mattress. This is why it’s one of our favourite picks for camping couples. Moreover, it’s great if you’re not confident setting up a tent or feel uncomfortable sleeping outdoors.

While Honda no longer manufactures the Civic Tourer, you’ll find some terrific second-hand deals. The cash you save on a new car can be spent on upgrading your camping equipment.

4. Dacia Duster

Tough and capable, the Dacia Duster is an excellent choice for campers who prioritise space, comfort and affordability. The model is classed as a compact SUV and is often lauded as the best-value vehicle in its class. With prices starting at just £11,995 for the standard Access model, the Dacia Duster really does set a new standard for SUV affordability.

High-spec models such as the Prestige take you above the £16,000 range. This is because they feature additional frills like a multimedia system, keyless entry and extra dark tinted windows. There’s also the option of four-wheel-drive mode – great for if your campsite is down a mud-splattered country road or across a boggy field. Towing is definitely an option, with the Dacia Duster offering towing capacity of around 1,500kg. With small two to four bed caravans generally weighing between 800 and 1,300kg, there’s plenty of flexibility here.

The Dacia Duster also wins points for its adventure-ready styling, instantly recognisable by its fluid curves. Roof bars make it easy to bring along your kayak, mountain bikes and extra gear. A great range of active and passive safety features make the Dacia Duster a terrific choice for families.

5. Nissan Leaf

Most campers are environmentalists at heart. As such, it only makes sense that the Nissan Leaf, one of the most popular electric cars in the UK, makes our list. Let’s face it, while a four-wheel-drive can be useful, most British campsites can be accessed with a simple hatchback or estate car. Plus, you’ll feel a whole lot better about rolling into a pristine riverside campsite in a low emissions vehicle than you will in a diesel-guzzling 4×4.

The 435-litre boot is one of the biggest on the EV market, meaning you’ll never be short on space. In fact, it’s five litres bigger than the Nissan Qashqai – an impressive feat for a hatchback. Now let’s talk about range. The basic model will give you 168 miles, while the upgraded Leaf e+ offers a huge 239 miles. Considering the number of beautiful campsites within an hour’s drive of major cities, the Nissan Leaf is more than capable of getting you outdoors. Pick up a used Nissan Leaf for around £6,000 or invest in one of the latest models and enjoy all the ultimate all-electric experience.

Get into the driver’s seat of your dream camping car

Thinking of investing in a new set of wheels? At My Car Credit we specialise in getting Brits into the driver’s seat as quickly and affordably as possible. We work with a huge network of trusted lenders across the UK to secure the best deals on car finance. Furthermore, an initial car finance check doesn’t affect your credit rating.

Maybe you’re looking for a compact hatchback suitable for visiting country parks and attending festivals. Alternatively, your preference might be a rugged SUV that will power through mud, gravel, rivers and everything in between. Either way, we have you covered with the best car finance deals in Britain.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Why Are Used Car Prices Going Up?

According to an old adage, cars decrease in value as soon as you drive them off the forecourt. That’s especially true for new cars, many of which lose 40% of their value in the first year alone. But it’s also true for used cars, which generally depreciate the older they get. Or at least that was the case.

In recent weeks, we’ve seen something of a buzz in the used car trade, with prices going up following a quiet few months under lockdown. Despite the depreciation we’ve become used to, we are seeing used cars going up in value week-on-week once they’ve been bought, and it hasn’t gone unnoticed.

Rumours of used cars on driveways going up thousands of pounds in value are buzzing round the internet. Industry insiders have seen a sudden acceleration in used car prices from May 2021 onwards. But why exactly are used car prices going up? Are they going to keep going up? For many drivers, the main question will be ‘can I afford to buy a car?’ Read on as we answer all of these questions and more.

How much are used car prices going up?

For the first time since the economic recovery started in 2009, used car dealers are seeing staggering price increases in stock. Reports in Car Dealer Magazine and Auto Express, reveal used car prices rose by 6.5% in May 2021 alone, following a 2% rise in April.

“Average price increases are around 6% per month. We’ve not seen anything like it. They’re likely to be up by 6.5% in June, but they usually drop by 0.5%,” according to Derrin Martin of Cap HPI, a firm used by motor trade professionals for extensive dataset and their unique understanding of the automotive market.

He continues, “Used car prices are going up 8% over 2 months, whereas usually prices would drop by 0.5% per month. Used cars are now an investment, but we don’t know how long this unforeseen change of circumstances will last. It’s difficult to forecast what will happen next.”

Why are used car prices so high?

Used car prices are so high, partly because of lockdown. There is now pent-up demand because forecourts were closed for months and customers had limited civil freedoms to go out during the most recent lockdown of 2021. There was a similar surge in used car sales in the summer of 2020 following that lockdown.

Supply and demand economics

Not only that, but supply levels are low because of the latest lockdown, so for the first time, supply is less than the demand. This makes pricing more competitive because normally supply outweighs demand. As there are fewer cars to choose from, this makes used cars more desirable and allows vendors to increase their asking price. It’s supply and demand economics.

There were fewer new car registrations in March and April, which is likely having a knock-on effect for used car sales, as more people seek cheaper alternatives. Customers who would have bought a new car may be looking to the used car market instead.

What is the semiconductor issue?

At the same time, there is a semiconductor issue affecting the car industry. Modern cars use semiconductor chips for displays and safety systems. Leading car makers have had to scale back production because of a global lack of supply of these semiconductor chips, meaning there are fewer new cars on the market, driving up the demand for used cars.

Semiconductors are in unusually short supply because plants were closed during lockdown. Derrin Martin believes the semiconductor issue will hit harder in Q3, and dealers may switch buyers to alternative models.

Should I buy a car now?

With cars going up by hundreds or even thousands of pounds sat on driveways or forecourts, the main question for most drivers is whether they should act now and buy a car today – or stick with their existing car until it all blows over.

Well, the UK PM announced this week that the 21 June end of lockdown is to be delayed four weeks because of the increase in the Delta variant of coronavirus. There are still millions of people in the UK alone without the vaccination. Put simply, it looks like lockdown measures are here to stay. So, what does that mean for the value of used cars?

If you’re thinking “should I buy a car now?” the answer is a bit unclear. Because we truly don’t know how much longer used car prices are going to go up, you could buy now before the price goes up further. If the used car price trend continues over June to July, we could see another 6.5% increase month on month in used car value.

We cannot forecast how long the lockdown will continue, nor can we forecast how long prices will continue to increase. We are seeing used car prices increase week-one-week, so if you’re looking for a good value deal, it could be best to buy now.

Buying a car now

If you want to buy a used car before prices continue to rise, My Car Credit can help. We compare deals from our large panel of trusted lenders to find you affordable car finance, which helps you spread the cost of a new or used car.

Use our car finance calculator to see how much you can borrow or get in touch with our team for more information.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Top 10 Safest Cars Available to Buy

Family searching for the safest cars to buy

If you’re in the market for a new vehicle, you’re undoubtedly looking out for one of the safest cars around – particularly if you’re searching for a family upgrade. Driving is great for so many reasons that we hardly need list here, but accidents can still happen. Consequentially, getting behind the wheel of a vehicle that you trust can help ease any concerns you may have.

As vehicular technology has improved, the safety of cars has also risen – some are even sophisticated enough to prevent accidents from happening in the first place. Euro NCAP (European New Car Assessment Programme) is an independent organisation that crash-tests new cars, using a star rating to each model depending on its safety. Factors like child protection, adult protection, safety assist systems, and vulnerable road-user protection are all considered. That way, consumers have the ability to gauge which are the safest cars independently of brand marketing.

We’ve put together a list of the top 10 safest cars according to their tests – read on to find out more.

The safest cars: Euro NCAP rated

Every two years, the Euro NCAP toughen up their testing, in order to ensure that the process is as robust as possible. To date, only nine cars have been tested in 2021 – and only seven rank five-star for safety. As such, the top 10 safest cars ranked below are a combination of 2021 and 2020 tested vehicles.

Don’t worry though, 2020 results are directly comparable to 2021 results – in 2020, the organisation introduced a new series of stringent safety tests which have also rolled over to 2021 testing. The same guidelines will continue to be implemented into 2022 – in 2023, the organisation will introduce updates.

Let’s take a look at the safest cars in 2021 and 2020 as ranked by the Euro NCAP.

1. Polestar 2

This electric car – the second of Polestar’s – ranked consistently for safety across the board, making it the safest car in 2021. Scoring an 86% in the safety assists category, 89% in child protection, and 80% in vulnerable road-user protection, it was near-perfect in adult safety at 93%. The car itself is fairly pricey – but you’re paying for safety. What’s more, its safety will only improve through technology. This is because the car will automatically update via over-the-air software as it progresses. The model also boasts a high-tech cabin and has a significant range for an EV – great for those long-distance UK holidays.

2. VW ID.4

Another electric vehicle, the VW ID.4 is practical for families (it’s a 5-door SUV), and its high-tech safety systems – including a hazard warning system – earned it an 85% in safety assist. Plentiful airbags and a sturdy design offer further safety – it beat out its sister car the ID.3 in testing to earn second place in 2021’s safest cars.

3. Skoda Enyaq

Unless you’re a real motorhead, you’d be hard-pressed to tell the difference between this and the ID.4 – but the latter beat the Enyaq slightly in safety tests. 5% was lost in protecting vulnerable road-users (although it’s still a respectable 71%). In addition, it earned 94% on adult occupant safety rating. It’s also got plenty of space for families – so you don’t have to compromise safety for luggage space.

4. Cupra Formentor

If you’re on the hunt for a sports SUV that’s safe but still super fun to drive, the Cupra Formentor might just be for you. It boasts a dearth of cutting-edge safety kit – including automatic emergency braking to help mitigate road accidents. Even better, it achieved the second highest score for adult occupant protection at 93%.

5. Genesis G80

Slightly smaller than the Genesis GV80 SUV (listed below), this car nonetheless hit a five-star score for safety, with 91% for adult occupants and 87% for child. It also boasts an impressive suite of safety systems. As well as AEB through to speed assistance, there is also an active bonnet that works to cushion passengers in any emergency. At under £38,000, it’s also reasonably priced for a four-door saloon.

6. Genesis GV80

If you have a larger family – or are upgrading your vehicle for maximum space – this is undoubtedly one of the safest cars out there. Head, chest, and centre airbags ensure top marks for protection. Moreover, it secured 91% for adult protection and 87% for child protection scores.

7. VW ID.3

A sister to the ID.3 above, this VW is another electric family hatchback. Safety technology includes an advanced e-Call system, as well as land assist and speed assistance systems, earning the ID.3 an 88% in safety assist score. At 87% for adult occupant and 89% for child occupant, it’s a very sturdy option for any family.

8. Seat Leon

A firm family favourite, you’ll be pleased to hear that the Seat Leon scored five-stars for safety. Great to drive, plenty of space, and reasonably priced, this car will also keep you and yours safe. At 92% on adult occupant safety and 88% on child occupant safety, you can get behind the wheel knowing you’re well covered.

9. Honda Jazz

This car is great for nipping around more urban areas, as it is slightly smaller. It’s still one of the safest cars, however, scoring 87% for adult occupant and 83% for child occupant protection. Safety systems include AEB and one of the highest scores for pedestrian protection – matching only the Polestar 2.

10. Toyota Yaris

Toyota’s Safety Sense technology is a particular winner here, helping the Yaris snag an 85% on safety assist score. It may be small, but it’s still pretty mighty. In particular, it has a shape that’s designed to weather crashes well, and an 86% score for adult occupants and 81% for child. Plus, it’s still a five-door hatchback – so there shouldn’t be any irritated crawling over each other as the kids pile in.

Questions? Talk to My Car Credit today

If you’re looking to upgrade to one of the safest cars, chances are you’ll have a number of questions – not least ‘can I afford to buy a car’? My Car Credit is on hand to help with any queries you might have about car finance to fund your purchase.

What’s more, we can help you find your next car through our approved dealers stock list. Check out quality used and nearly new cars from dealers we rate highly.

With a large network of lenders, we’re committed to finding a fair, affordable deal for all drivers, whatever their credit history. Call us today on 01246 458 810 to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

What are the Best Cars for Business Owners?

Top 9 Best Cars for London Driving

How Much is the Volvo XC90 – and Should I Buy It?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Self-driving vs. automated cars – what’s the difference?

The technology of driverless cars

Self-driving cars – the advantages

Self-driving cars – the disadvantages

What are the rules for self-driving cars on motorways?

Upgrading your car

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