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Top 9 underrated cars under 10K

Between petrol, insurance and general maintenance costs, running a car is expensive. To absorb these costs, many Brits are forced to trim their overall budget when it comes to shopping for a new set of wheels. The good news? With the best underrated cars under 10k, you don’t have to compromise on style or performance. £10,000 is a great budget when you’re shopping for second-hand vehicles and can score you some very tasty models.

Whether you’re looking for a family-friendly compact SUV, zippy hatchback or an executive saloon, you’ll be amazed at how far a £10,000 budget will stretch. There’s something for everyone on our roundup of the top underrated cars under 10k, so let’s get stuck in.

BMW 1 Series Mk2

Produced between 2011 and 2019, the BMW 1 Series Mk2 offers excellent value for money. The cabin feels spacious and high-end, with lots of tech features in the newer models. You’ll see both petrol and diesel engines on the second-hand market in a variety of different sizes. Responsive handling and sports-inspired performance make the BMW 1 Series Mk2 a fantastic choice for motorists with champagne taste on a beer budget.

Honda S2000

Looking for a smart little roadster with a dash of nostalgia? Scour the second-hand market and you’ll find a handful of pre-loved Honda S2000s. Sure, mileage may be high for listings in the £10,000 range. After all, production did stop in 2009, which means even the newest models are 14+ years old. But if the car has been well looked after and the owner can produce a detailed logbook, a Honda S2000 is one of the best underrated cars under 10k.

Citroen C3 Aircross Mk1

Fun and funky, the Citroen C3 Aircross Mk1 will get heads turning, especially if you snag one with a bold paintjob. This compact SUV is packed with clever features, including loads of storage for family road trips. Fuel efficiency is great for both the petrol and diesel engines – another big plus for families on a budget. The cabin doesn’t feel as luxurious as other compact SUVs on the market, but you can’t argue with the price. That said, if the previous owner splurged on a trim upgrade, you may be able to score luxe upholstery like leather or corduroy.

Honda Civic

First launched in 1972, the Honda Civic quickly emerged as a fan favourite in the UK. Compact and lively, the best-selling hatchback is just as at home in the city as it is on winding country lanes. Fun fact – when the model was first launched in the 1970s, it was accompanied by a “We’ll get you where you’re going” slogan. This still rings true today. If you’re looking for underrated cars under 10k that will get you where you’re going, the Honda Civic is a top pick.

Land Rover Discovery

You could easily spend £60,000+ on a used Land Rover Discovery. But if you’re willing to look past models released in the last few years and opt for something a little older, there are plenty of gems on the used car market.

In terms of space and off-road capabilities, it’s hard to beat the Land Rover Discovery. Yes, they do have a bit of a reputation when it comes to reliability. But if you’re confident in the maintenance department and have a good mechanic on hand, a second-hand Land Rover Discovery can be a great investment.

Skoda Yeti

Launched at the Geneva Motor Show in 2005, the Skoda Yeti made waves in the small SUV market. It wasn’t long before Top Gear legend Jeremy Clarkson hailed it as the “best car in the world”. Practical yet cheeky, the model was an instant hit. If you’re looking for something that will transition from muddy roads to motorways with ease, the Skoda Yeti is one of the best underrated cars under 10k.

Jaguar XJR (X308)

Dreaming of getting behind the wheel of a Jag but don’t have tens of thousands of pounds to drop? Simply roll back the clock a few decades and consider a sleek Jaguar XJR (X308). These full-size luxury saloons were produced from 1997 to 2003 and make a statement with a boxy silhouette and retro aesthetic. Under the hood is a powerful V8 engine that holds its own against the latest showroom models.

Ford Fiesta

The Ford Fiesta has earned a loyal following with everyone from students to CEOs. Prices start at around £19,000, which means there are some serious steals to be had on the second-hand market. Brits can’t get enough of the model, so there’s plenty to choose from when it comes to colours, engines, specs and trim levels. Chances are, you’ll find a used Ford Fiesta for sale just down the road!

Renault Captur Mk1

Rolled out of the factory from 2013 to 2019, the Renault Captur Mk1 is a great pick if you’re looking for underrated cars under 10k. It’s marketed as a compact crossover SUV and offers plenty of space for growing families. Our advice is to look for a listing from 2017 onwards – the model was given a complete makeover in 2017 and emerged sleeker and more stylish.

Stretch your budget further with My Car Credit

Wondering, “can I afford to buy a car?” With My Car Credit, you can spread out the cost of purchasing a new vehicle. Instead of dropping £10,000 all at once, we can help you to secure auto finance with trusted British lenders. Even with a poor credit rating, it may still be possible to finance a car and make the most of your £10,000 budget.

Ready to get into the driver’s seat of one of the top underrated cars under 10k? Give us a call on 01246 458 810 to chat to a friendly team member or email us at enquiries@mycarcredit.co.uk to find out more.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

bmw c3 citroen Civic discovery Fiesta Ford Honda jaguar land rover Skoda yeti

Why is the Fiat Panda so popular with drivers?

When it comes to reliable small cars, there are any number to choose from. From the Hyundai i10 and Kia Picanto through to the Ford Fiesta and VW Polo, the market is flooded with practical, affordable cars.

One enduringly popular competitor in the field is the Fiat Panda. It’s a great all-rounder that’s also pretty cheap to run and ideal for nipping around urban spaces.

So, why is the Fiat Panda so popular with drivers? We find out …

Fiat Panda – the specs

Affordability

There’s no arguing with the facts – the Fiat Panda is resolutely affordable. Admittedly, that means that the standard spec is pretty spare, with items like power steering, six airbags, and central locking included. Whilst this doesn’t stand up to some rivals on the market, if you’re looking for a car that won’t break the budget, it’s hard to argue with the Fiat Panda.

Not only is the car affordable, it’s also pretty cheap to run. The standard Panda sits in between insurance group ratings 3 and 6, so you’ll snag wallet-friendly coverage. It also depreciates slowly over time, which is something to consider if you’re planning to pop it on the resell market.

Great for urban centres

The Panda’s engine is now a TwinAir model, with 84bhp and a range of 0 to 62mph in 12.7 seconds. It also has a high driving position for great all-round visibility, as well as soft suspension for managing bumpy roads. Plus, there’s a ‘city button’, which makes steering light and easy and makes both parking and cramped manoeuvring easier.

This means that it’s a super urban vehicle, but don’t expect the car to manage long or fast motorway trips. You’ll have to work the gearbox – and you’ll notice road and wind noise at 70mph. Alternatives like the Hyundai i10 or VW Up! are far better options if you’re looking for a drive that can tackle long, fast journeys with greater ease.

Design

The Panda’s aesthetics are on the funkier side, but there’s no drawback to having a car with personality. The body design is based on Fiat’s ‘squircle’ theme (squared-off circles), which informs the interiors too.

The trim can feel a little cheap and plastic, but the Panda is renowned for its affordability, so you get what you pay for. It also comes in a range of colours – the Italian blue is particularly eye-catching.

Practicality

The Panda is a little boxy in appearance and has a high roofline. This helps with visibility, as well as overall head and leg room. The cabin is therefore pretty comfortable for four adults, but the boot is on the smaller side, with a 225-litre capacity.

It’s not going to blow you away, but it’s still a respectable small car that offers more by way of comfort than you’d expect.

Find car finance for a Fiat Panda

Get behind the wheel of a Panda today with financing from My Car Credit – we can even help drivers looking for car finance with a poor credit rating.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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What is heycar – And Should I Use Them?

Does the thought of spending the weekend hopping between used car dealerships and navigating hard sales tactics put you off buying a new vehicle? Not to worry. There’s a better option!

Designed to make shopping for used cars as easy and stress-free as possible, heycar does away with traditional bricks-and-mortar yards and gives you access to thousands of used vehicle listings at your fingertips. What is heycar? It’s essentially an online marketplace for second-hand vehicles.

Wondering “who are heycar”? Want to know what they’re all about? Read on as we answer all your questions about heycar, how they operate and why they’re the used car platform of choice for motorists across the UK.

A short history of heycar

heycar was launched in Germany in 2017. It quickly gained traction in Europe and was launched in the UK in 2019. The mission? To quash the stigma associated with buying a new car and bring trust, transparency and peace of mind to the British used car market.

At the official launch event in London, CEO Mat Moakes went into more detail about heycar. He stressed that despite the enormous value of the British used car industry, consumers are left high and dry.

According to research carried out by heycar, buying a used car can be just as stressful as applying for a mortgage or deciding what city, town or neighbourhood to live in. “People still have this real inner fear of getting ripped off,” explains Moakes.

What’s the solution? Purpose-built for the auto industry, heycar is designed to solve these problems. It provides a streamlined alternative for used car dealers and buyers alike. Plus, if you hate websites cluttered with annoying adverts, you’re in luck. They’ve also committed to an ad-free website to boost consumer trust.

So, who are heycar? It’s pretty straightforward, really. A purpose-built platform designed to streamline the used car purchase process. Sounds good to us.

All about trust and transparency

So, who are heycar and why are they so big on trust and transparency? heycar throws around these words quite a lot. But what exactly do they mean? One of the company’s biggest USPs is an ad-free policy. Instead of charging dealers to list individual cars, the platform adopts a lead-generation model. This encourages dealers to list their best cars at fair prices.

What is heycar doing to support dealers? Unlike other competitor sites, dealers are invited to list as many cars as possible without an initial fee, so long as they meet the strict standards enforced by heycar. This model eliminates the anxiety of paying for a listing that might not generate leads. Instead, heycar only charges dealers when customers express interest in a listing. It’s basically matchmaking for the used-car industry.

Can I use finance to purchase a heycar vehicle?

Absolutely. As well as purchasing the car outright, you’ll see options for both Personal Contract Purchase (PCP) and Hire Purchase (HP) on heycar. Most cars listed on heycar are eligible for motor finance. Simply contact the dealer if you want to know more about your financial options.

Alternatively, you can use heycar as a search platform only and arrange finance with another provider. Whether you’re successful will ultimately depend on your personal borrowing history and the strength of your application. Fortunately, there are some fantastic car finance brokers – like My Car Credit – who can help to match you with the perfect lender for you. More on this and how My Car Credit can help later!

What about my existing car?

Already have a set of wheels and looking to upgrade? heycar offers a user-friendly ‘value my car’ service. You simply need to type in your car’s registration number and milage, and they’ll provide you with a free car valuation. There’s no need for an email sign-up and you’ll get your valuation right away.

heycar can provide valuations on everything from older cars to the latest used vehicles. Whether you’re planning to list your car privately or part-exchange it with a certified dealer, this tool is just one of the ways heycar aims to streamline the used-car shopping experience.

Is delivery included?

heycar unlocks access to used-car listings across the country. But what if you’re located in Bristol and the car of your dreams is in Manchester? The clever folks at heycar have you covered with an efficient and affordable delivery service. After you’ve settled your payment or arranged finance, heycar will deliver your car to your driveway in seven days or less. A friendly team member will give you a quick tour of your new ride, walk you through the paperwork and answer any questions you may have.

How can My Car Credit help?

Love the heycar concept but looking for something a little more personalised? At My Car Credit, we’re committed to helping Brits across the country track down their dream cars. Use My Car Search to browse pre-owned vehicles listed by hundreds of certified dealerships across the country. Simply fill out the search criteria and start browsing. All our dealers are regularly vetted for Financial Conduct Authority (FCA) status and excel in customer service. This means you can browse with total peace of mind.

When you’re ready to get into the driver’s seat, we’ve developed a handy car finance calculator to help you crunch the numbers. Our website is also packed with information designed to make your experience as smooth as possible, including how to check your credit score to finance a car.

Best of all, every customer is assigned their own personal advisor to help and guide them through the process. Whether you prefer to chat on the phone – 01246 458 810 – or get in touch via email at enquiries@mycarcredit.co.uk, we’re here every step of the way.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

heycar history streamlined

What is the Safest Car for a Teenager?

Receiving a freshly issued driver’s license in the mail is an exciting milestone for teens. As well as a newfound sense of freedom, a license unlocks exciting new opportunities for work and play. Of course, the next step is securing a set of wheels.

Teens may be all about speed, style and street cred, but for most parents, safety is a top priority. Wondering what is the safest car for a teenager? Read on as we take a closer look at some of the safest, teen-friendly sets of wheels on the market.

Volkswagen Polo

Compact and zippy, the Volkswagen Polo is a perfect first car for teenagers. The cabin is spacious and well-appointed, with lots of tech in the newer models. It’s definitely not the most powerful model in the Volkswagen family, but the 1.0-litre petrol engine is a great starting point for new drivers. The low-powered engine also makes the Polo cheap to run and insure.

What is the safest car for a teenager, according to the Euro NCAP? The 2017 VW Polo supermini earned 5 stars in the crash test, including 96% in the Adult Occupant category. This is largely thanks to first-rate frontal and lateral protection. You’ll see loads of 2017 models on the used market. Or, if your budget is bigger, consider buying new and enjoy all the latest safety features and in-cabin tech.

Vauxhall Corsa

The Vauxhall Corsa isn’t just one of the top-selling vehicles in the UK. It’s also one of the safest, boasting a 4-star Euro NCAP crash rating. This makes it a great pick if you’re researching “what is the safest car for a teenager”. Newer models are packed with features designed to support new drivers, including blind-spot detection, lane-assist and automatic emergency braking.

The enormous popularity of the Vauxhall Corsa means there’s plenty to choose from on the second-hand market. If you’re looking for a great deal on safe and reliable cars for teens, a Vauxhall Corsa from 2019 onwards is a savvy choice. The model was completely revamped in 2019, which means you’ll enjoy a suite of next-gen features.

Want to get your teen behind the wheel of an eco-friendly car? The latest generation of Corsa is also available with a fully electric engine. Prices start at just over £32,000, making this one of the more affordable EVs on the market.

Ford Fiesta

Fun and free-spirited, the Ford Fiesta is a fantastic car for newly licensed teenagers. It has great adult occupancy safety ratings, so you can rest easy knowing your teen is driving a model with an excellent Euro NCAP crash rating.

What is the safest car for a teenager with driver assist features? Splurge on a new-generation model and your teen will enjoy features like an interactive digital instrument cluster. As well as improving the driving experience, features like easy-to-read icons, navigation alerts and the option to pre-program driver preferences boost safety.

Like other superminis, great fuel economy and low insurance rates make the Ford Fiesta a great choice for teens. It’s been a favourite with UK motorists for years, meaning you’ll see plenty of supply on the second-hand market.

Renault Clio

Renault is a stickler when it comes to safety, so it’s no surprise the Clio earned 5 stars in the Euro NCAP crash rating test. Now in its fifth generation, the best-selling model scored an Adult Occupant safety rating of 96%. If you’re looking for a car that offers young drivers the very best in on-road protection, the Renault Clio delivers.

Teens also benefit from a laundry list of safety assist features, including blind spot warning, traffic sign recognition, emergency braking and more. For young drivers with minimal experience, these features can be a huge bonus. Renault says the latest models have “the most comprehensive driving assistance on the market”. No wonder the Clio scored 72% in the Vulnerable Road Users category and 75% for Safety Assist features.

ORA Funky Cat

What is the safest car for a teenager with an all-electric engine? The ORA Funky Cat is turning heads with a retro aesthetic, next-generation technology and, of course, an emissions-free engine. It scored an impressive 92% for Adult Occupant safety in the Euro NCAP crash rating test, making it a solid choice for new drivers. It’s also packed with the latest technology and scored a huge 93% in the Safety Assist category. No wonder it was selected as one of the ‘Best in Class Cars of 2022’ by the Euro NCAP.

Skoda Fabia

A twinkling 5-star Euro NCAP safety rating makes the Skoda Fabia a solid choice for new drivers. What is the safest car for a teenager when it comes to the Adult Occupant rating? The 2021 Skoda Fabia is right up there with a score of 85%. It’s been out for a few years, which means you’ll see plenty of these models on the second-hand market. The small hatchback is also packed with features designed to assist drivers and protect vulnerable road users.

Stay safe with auto finance from My Car Credit

Safety should always come first when helping teens get behind the wheel of their first car. Now you know more about “what is the safest car for a teenager”, let’s talk finance. Most teens simply don’t have the funds to purchase a new or used car outright. This is where car finance steps up. It bridges the gap and allows young drivers to spread out the cost of purchasing a vehicle.

Can you get car finance at 18? Yes! The minimum age for car finance is 18, and your teen will need to meet eligibility criteria to get approved. Find out more in our complete guide to car finance eligibility. Or give us a call on 01246 458 810 to chat to our dedicated team about finance options for teens.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Clio Corsa Fiesta Ford Renault safety teenager vauxhall

What is the release date of the Volkswagen ID 2?

Volkswagen have long been at the forefront of electric motoring, and the Volkswagen ID 2 looks set to further establish that reputation.

In 2021, the ill-fated ID.Life was launched at the Munich Motor Show, with the aims of making this model an affordable EV sitting below the ID.3. However, the challenges of manufacturing an economical electric vehicle proved too vast, with VW COO Thomas Schäfer abandoning the concept within the first few days as chief brand manager.

Enter the Volkswagen ID 2, with a release date of 2025. It’s being positioned as a competitor to other affordable electric vehicles like the Peugeot e-208 and the Vauxhall Corsa Electric. Despite the two year wait for the ID 2, Volkswagen have confirmed certain technical and design aspects for the vehicle. Read on to find out more…

What can we expect from the Volkswagen ID 2?

Efficiency and affordability are the key pillars for the ID 2, which is designed as ‘an homage to the Beetle, Golf and Polo’. The car is set to have a range of up to 280 miles, all for the affordable price tag of £22,000.

Much like the VW ID.3, the ID 2 is built on the principle of the company’s ‘Modular Electric Drive Matrix’ (MEB), a project designed to deliver smaller, economical electric vehicles by shifting the vehicular layout, design and power.

Price

Where the ID.Life concept first promised an EV priced below €22,000 (or £17,500), this price has since crept up somewhat for the new VW ID 2 to €25,000 (£22,000).

That said, the car still looks to be one of the cheapest electric cars on the market, undercutting rivals like the Renault Zoe E-Tech and Fiat 500 Electric.

Design

At 4,050mm long, 1812mm wide, and 1530mm high, the ID 2 is slightly smaller than the enduringly popular Polo – but the two could very easily be mistaken in looks. No doubt this is a deliberate design choice, given that the ID 2 will be pitched to mainstream motorists (it’s notably less futuristic in its design than the canned ID.Life).

The car’s small size doesn’t sacrifice practicality. In fact, Volkswagen themselves emphasise that the ID 2 will be as spacious as a Golf but as affordable as a Polo. The boot can carry up to 1330 litres of luggage when the rear seats are dropped down, or 440 litres with them in use. The front passenger seat also folds down to provide a 2.20 metre load area.

The interior design is clean. A 10.9-inch digital instrument panel combines with a 12.9-inch infotainment system. Unlike the ID.3, however, there are a number of manual buttons and switches in place, including for volume control and the climate control system. The touch sliders on the steering wheel have also been replaced by rotating thumbwheels and four buttons for maximum control. The ID.3 has been repeatedly criticised for its overly responsive touch-sensitive setup, so the return of physical control systems is very welcome.

The gear selector has also moved from the ID.3’s dash-integrated rocker switch to a stalk mounted on the steering column. There’s also a manual dial controller between the two front seats that allows the driver to switch between drive modes.

Performance

Efficiency is the central focus for the Volkswagen ID 2. However, it’s still nippy enough, with 223bhp and an acceleration of up to 62mph in less than 7.0 seconds. 280 miles is the advertised range, with a DC rapid charger topping the vehicle up from 10 to 80% battery in just 20 minutes. The battery pack will come in two sizes of 38kWh and 56kWh, with these figures most likely reflecting the larger pack’s performance and power capacity.

Finance your next electric vehicle with My Car Credit

Electric vehicles are a growing market and a vital part of the UK government’s Net Zero Strategy. If you’re looking to make the shift to an electric car, it might be time to use a car loan approval calculator. Alternatively, if you simply have questions around car finance, you can get in contact with one of our friendly team members by emailing enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

electric cars EVs id-2 volkswagen

What is the Honda Civic 2024 Model Like?

The Honda Civic has always been a reliable family car. Safe, with low running costs and entirely affordable pricing, you’d forgive the Civic for either being on the less-than-handsome side of things, or for having an indifferent driving experience.

But the Honda Civic continues to rank amongst the best on the market, and the Honda Civic 2024 model looks equally set to impress.

What’s the most recent Honda Civic model?

2022 ushered in the all-new, completely redesigned Civic e:HEV. A fully hybrid vehicle, the 2022 Honda Civic was just one model in Honda’s suite of e:HEV vehicles. All of these vehicles promise elite performance, less fuel usage, and optimum efficiency when compared to mild hybrid and PHEV (plug-in hybrid) competitors.

Perhaps the biggest draw was the appeal of Honda’s e:HEV technology. This ensures that the car’s battery is recharged during normal usage and via a regenerative braking system. In practice, this means there’s no need for a mains electricity supply – the car never has to be plugged in to recharge. For consumers who have been skittish about making the switch to electric vehicles, Honda’s e:HEV technology has significant appeal, eliminating the need for the installation of a charging lead.

A 2023 Honda Civic was also released, which retained the full redesign of the 2022 model, with a few tweaks.

What’s the latest on the Honda Civic 2024 model?

Come 2024, Honda has promised to release a brand-new Civic model in the US, offered in both a sedan and hatchback body. The 2024 Honda Civic combines the very best qualities of the Civic suite – reliability, safety, affordability and a respectable drive experience – with Honda’s e:HEV hybrid technology, reaffirming the model’s enduring appeal.

So, what should we expect from the 2024 model?

Pricing

At the time of writing, the Honda Civic 2024 is planned for US release in late 2023. As such, pricings are only available in USD. The Civic will come in eight main variations, all of which have different pricings, depending on features and trimmings. These include a power sunroof, blind-spot monitoring, heated front seats, heated exterior mirrors, and dual-zone automatic climate control.

Expect the baseline 2024 Civic (the LX sedan) to be priced around $25,000, rising to $32,000 for the premium model (the Sport Touring hatchback).

Performance and drive

The baseline model comes with a standard 158 horsepower, 2-litre four-cylinder engine, which upgrades as you move through the models. The entry model isn’t for speed hounds, but offers perfectly respectable power – particularly given the car’s fuel efficiency.

The mid-range EX Civic wins out on fuel efficiency – with ratings of 33MPG for urban driving, 42MPG for motorway driving, and an average of 36MPG. It’s worth noting, however, that fuel economy stats for the hybrid vehicle haven’t been released yet.

Safety features

A highlight for the 2024 Honda Civic is the collision mitigation front function, which uses cameras and sensors to identify potential hazards and help the driver avoid collisions. Otherwise, the Civic boasts a range of driver-assistance features offered as standard, which include automatic emergency braking, lane-assist, and adaptive cruise control.

Infotainment and connectivity

A 7-inch infotainment panel with a 10.2-inch electronic dashboard display includes Apple CarPlay and Android Auto as standard. This can be upgraded to a larger 9-inch panel. The Bose stereo provides impeccable audio quality, and there’s a wireless charging pad to charge your smartphone, too.

Interior and exterior

The interior of the 2024 model is modern and sleek, without too much busyness upfront. There’s plenty of space for both drivers and passengers alike, and helpful interior features like a driver footrest and automatic air conditioning add thoughtful touches to this compact car.

Externally, the 2024 Civic is handsome, enhanced by features including body-coloured front and rear bumpers, black side windows, a black grille, and front windshield trim. LED brake lights pair with automatic high beams, and helpful features like a fixed back window with inbuilt defroster provide weather protection.

Finding car finance for the Civic

At the time of writing, the Honda Civic 2024 has only been confirmed for US release in late 2023. That said, you can still use a car finance checker to gauge your eligibility for finance on the 2023 Honda Civic or other models in the Civic range. For more details, contact My Car Credit today.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
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Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

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What is the Best Small Car for Motorway Driving?

You don’t need to drive a 4WD or SUV to enjoy a comfortable ride on the motorway. Choose the right car and compact models can be just as smooth as their larger counterparts. What’s the best small car for motorway driving? We’ve got a few top picks, from the Audi A1 Sportback to the Ford Fiesta. Find out more below!

Citroen C3

Citroen is a manufacturer that’s always prioritised comfort. The C3 delivers with plush seats and an engine that remains mirror-smooth even at high motorway speeds. This supermini is surprisingly spacious, making it ideal for road trips with lots of luggage. If you plan to stack miles onto the odometer, you may want to consider the ultra-economical diesel version. Impressive mileage makes it one of the best small cars for motorway driving.

Ford Fiesta

The Ford Fiesta is a bestseller in the UK for a reason. It’s not just for zipping around the city. A spacious cabin, powerful motor and responsive handling make it a great choice for motorway journeys. Sure, there’s a little more wind noise and vibration than you’ll find in larger models like the Ford Focus. But if you’re on the hunt for a supermini that can put in the miles, the Ford Fiesta is a savvy choice.

Expect excellent fuel economy on longer trips, plus plenty of power for overtaking. Treat yourself to a newer model and you’ll enjoy a suite of modern extras. That includes an intelligent digital instrument cluster with the ability to remember preferred settings for individual drivers.

Audi A1 Sportback

Marketed as a modern supermini, the Audi A1 Sportback holds its own against larger models like the Audi Q2 and Audi Q7. The small hatchback punches well above its weight when it comes to long drives on the motorway. Externally, the model will impress you with a sleek and aerodynamic design. Unlike some other compact models that can feel a little boxy, the A1 Sportback practically slices through air. The latest models will take you from zero to 62 mph in just over 8 seconds – ideal for getting up to speed on the motorway.

The cabin feels comfortable and luxurious, a big plus for road trips or long commutes. We love the use of high-end materials for the seats and inside panelling, not to mention the ultra-modern digital instrument cluster and cockpit display. Features like next-generation voice control and driver-assist functions make motorway driving a treat. Avoid optional extras like sports suspension and oversized alloy wheels if possible. Both can be a little shaky on rough surfaces like older motorways.

Hyundai i10

It’s hard to look past the Hyundai i10 when researching the best small car for motorway driving. Compact and capable, this model can do so much more than zip around urban streets. The i10 is proof that small cars can be safe and comfortable when hitting the motorway. Base models perform well but if you’re really looking for extra punch, consider upgrading to a larger and more powerful engine. It’ll make acceleration a breeze.

Mini Countryman

Rain, shine or snow, the Mini Countryman is a top-performer in all conditions. It’s a step up from the pocket-sized Mini Hatchback, which means you’ll have plenty of space for kids, pets, luggage and more. It’s basically an elevated version of the classic Mini and boasts motorway-friendly features, like superior suspension to absorb bumps and noise insulation for a whisper-quiet ride. It may be small, but it drives like a beast, especially when put through its paces on the motorway.

Skoda Citigo

Don’t let the name fool you. The Skoda Citigo is just as comfortable on the motorway as it is in towns and cities. The model does an incredible job of absorbing impact and makes light work of rough road surfaces. Inside you’ll find a generously sized cabin with more than enough space for five adults. It’s largely thanks to the cleverly designed wheelbase, which allows for a surprisingly spacious interior.

Like other smaller models, it’s worth upgrading to a more powerful engine if you plan to spend a decent amount of time on the motorway. It’s not essential, but upgrades like the 75hp engine will elevate your experience in the Skoda Citigo.

Looking for the best small car for motorway driving with an electric engine? The CITIGOe iV is the first fully electric car from the European auto manufacturer and has received rave reviews from motorists. Under the hood is an impressive 61kW electric motor powered by a lithium-ion battery. Enjoy up to 170 miles of range on a single charge, more than enough for covering long distances on the motorway. Use a fast-charging system and it takes just one hour to recharge the battery back up to 80%.

Volkswagen T-Cross

Looking for a compact SUV that’ll practically purr on the motorway? The Volkswagen T-Cross is one of the best small cars for motorway driving. Enjoy a comfortable cabin, smart driver-assist features and loads of visibility. Wind noise is little more than a soft whistle and vibration is minimal. Look for a six-speed manual or seven-speed automatic model if you plan to spend a lot of time on the motorway. Both perform much better than the standard five-speed manual version on longer drives.

Car finance for motorway driving

Ready to get behind the wheel of the best small car for motorway driving? We’ll get you there fast with tailored car finance solutions built especially for you. We take your application and match it with the top lenders in the UK.

Wondering how to calculate APR on car finance? Use our purpose-built calculator to crunch your numbers and get an estimate. Whether you’re cruising on the M25 around London, hitting the M60 on your way out of Manchester or travelling between Edinburgh and Glasgow on the M8, we’ve got you covered.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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What are the Best Cars for Business Owners?

When it comes to climbing the corporate ladder, it pays to look the part. Ready to take your enterprise to the next level? Read on for our roundup of the best cars for business owners.

BMW 330e

Enjoy the best of both worlds in the sleek BMW 330e, a luxury, compact executive vehicle, coveted by business owners. Inspired by classic 3 Series models, the 330e is the perfect car for ambitious execs with big goals. Not only is the BMW 330e luxurious but it’s also eco-friendly. The Plug-in Hybrid Vehicle (PHEV) has extremely low emissions, which can unlock big savings when it comes to benefit-in-kind tax (BiK) rates, also known as company car tax.

Under the hood is a 2.0 litre turbocharged petrol engine, along with an electric motor that has more than 30 miles of range. This makes the 330e ideal for cruising around the city or getting away for the weekend. Work or pleasure? The choice is yours when you’re behind the wheel of the best cars for business owners.

Efficiency is impressive, with the BMW 330e petrol engine offering around 40-45 mpg. Then there’s the integrated ‘intelligent personal assistant’, a clever feature designed to elevate your driving experience. The car actively learns about your personal preferences and uses data to customise things like cabin temperature, lighting and music. This is a huge bonus for busy execs.

Peugeot 508 Hybrid

The ultra-sleek 508 Hybrid is the latest addition to the Peugeot family. The upmarket saloon turns heads with a streamlined silhouette and sporty feel. Comfort is second to none, making the 508 Hybrid ideal for business owners who spend a good chunk of time behind the wheel. Inside, you’ll find next-generation technology, including a vibrant digital dashboard display. We’d compare this to other high-spec models like the Vauxhall Insignia Grand Sport, with a far more appealing price tag.

Whether you’re heading to the boardroom or the beach, the 1.6 litre petrol engine will get you there without a fuss. There’s also the option to use the electric motor, which promises almost 40 emission-free miles. A low BiK rate makes the 508 Hybrid a savvy choice for tax-conscious business owners.

2022 Mercedes-Benz S-Class

With introductory pricing starting at £86,000, the 2022 Mercedes-Benz S-Class is the epitome of luxury. The high-end saloon makes a serious statement, whether you’re pulling up to the office or hitting the motorway for a weekend getaway. It gets even better in the cabin. The model is loaded with comfort-centric features like active ambient lighting and a climate control system that actively monitors air quality and filters out pollutants. It’s just one of the many features that places the Mercedes-Benz S-Class on the list of the best cars for business owners.

Hyundai Ioniq PHEV

What are the best cars for business owners that demand respect? It’s hard to look past the Ioniq PHEV from South Korean auto giant, Hyundai. Like other best-selling models like the Tucson and Kona, the Ioniq combines petrol and battery technology. That makes it perfect for business owners who clock miles in the city and on motorways. Even the ‘entry-level’ model is packed with luxe features like automatic headlights, heated seats and adaptive cruise control.

Jaguar I-Pace

Searching for the best cars for business owners with low BiK rates? The Jaguar I-Pace is a discerning choice for professionals. It’s the first foray into electric cars from Jaguar and promises full-on luxury at a surprisingly affordable price. Even better, the all-electric engine means zero emissions and amazing tax breaks to match. No need to compromise on style. Enjoy Jaguar’s signature sleek silhouette and a modern cabin packed with up-to-the-minute technology. Cushion-soft air suspension promises a smooth ride at any speed. It’s guaranteed to win you kudos with the carpool crew.

Kia e-Niro

It didn’t take long for the Kia e-Niro to emerge as one of the most popular electric SUVs on the British market. Excellent range and a price tag that’s almost 50% less than EV counterparts make the e-Niro one of the best cars for business owners. Browse the second-hand market and there are incredible deals to be found.

Wireless smartphone charging keeps you connected throughout the day, while features like adaptive cruise control and an advanced collision warning system make driving a pleasure. Drive away with total peace of mind thanks to Kia’s seven-year warranty with unlimited mileage.

In 2022, the best-selling model was reimagined as the Niro EV. It offers all the same features we love in the e-Niro and more. This includes a clever ‘Vehicle-to-Device’ (V2D) feature that allows you to charge equipment like e-bikes using the car battery.

2022 Alfa Romeo Giulia

Looking for a car worthy of a CEO? The latest Alfa Romeo Giulia combines impeccable Italian craftsmanship with supercharged power and performance. Forget Zoom calls. You’ll love watching heads turn as you pull up in this high-spec sedan. The base model sets the bar with a turbocharged two-litre engine backed with 280 hp. Four-cylinders will take you from 0 to 60 mph in just over 5 seconds.

Power doesn’t mean compromising on fuel economy when you drive the best cars for business owners. The Alfa Romeo Giulia performs well in the city and returns around 24 mpg. On the motorway, this increases to 33 mpg, making it ideal for longer business trips. The high-spec sedan offers incredible value for money, especially in base models like the Sprint RWD. If you really want to flex your corporate status, consider upgrading to higher spec models like the Quadrifoglio.

Whether you’re heading to a local restaurant for a business meeting or driving to a conference in a different city, the 8.8-inch touchscreen is equipped with an advanced navigation system, so you’ll get there with ease. You’ll also enjoy business-friendly tech features like Bluetooth connectivity – perfect for taking corporate calls on the go. Not to mention plush seats upholstered in butter-soft leather.

Drive the best cars for business owners

Whether you’re looking for a luxury sedan, an eco-friendly EV or a spacious SUV, there’s something for everyone in our roundup of the best cars for business owners. Looking to upgrade your set of wheels? Use our purpose-built calculator to get a car loan quote and kickstart the process. We’ll match your application with trusted UK lenders and secure you the best finance deals for business cars.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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Top 9 Best Cars for London Driving

From traffic-choked streets to sky-high congestion charges, driving in London can be a headache. That is, unless you’re behind the wheel of one of the best cars for London. Designed to zip around cities, these eco-friendly models are perfect for driving in the capital. From the ultra-compact Smart Fortwo Coupe to the all-electric Peugeot e-208, read on for our roundup of the best cars for London driving.

1. Audi A1 Sportback

Forget Chelsea Tractors. The latest Audi A1 Sportback packs style, luxury and space into a small package. This sleek model looks right at home driving around posh neighbourhoods like Kensington and Notting Hill. Light up the London night with powerful LED headlights and stay safe with the latest pedestrian and cyclist detection technology. The engine is small and highly efficient, a big draw for eco-conscious Londoners.

2. Renault Twingo

A French-inspired silhouette isn’t the only feature to love about the Renault Twingo. The model swaps a standard front engine for rear placement, which unlocks extra cabin space and delivers an impressive turning circle. If you’ve ever pulled off a U-turn in London or manoeuvred into an ultra-tight parallel parking spot, you’ll know why this feature makes the Twingo one of the best cars for London.

3. Tesla Model 3

You don’t need to look hard to spot a Tesla Model 3 in the capital. This coveted car is a staple on London streets and for good reason. It’s packed with next-generation technology and delivers a huge range of up to 374 miles. Unlike other EVs, Tesla drivers enjoy access to London’s ultra-fast Supercharger network.

4. Peugeot e-208

Teslas are no longer the only EVs on London streets. Models like the Peugeot e-208 are turning heads for all the right reasons. Under the hood is an all-electric powertrain capable of delivering more than 215 miles on a single charge. This is enough to complete an entire lap of the M25 – three times! Best of all? You’ll beat the London Congestion Charge.

Charging infrastructure in London is always improving, making the Peugeot e-208 a clever choice for motorists. Looking to hot tail it out of the city on a Friday afternoon? Switch into sport mode for heightened speed and performance. You’ll be off the motorway and into the countryside in no time. This makes the e-208 one of the best cars for London motorists who love to escape the city.

5. Smart Fortwo Coupe

This picket-sized model shares the same base as the Renault Twingo, which means you’ll enjoy an excellent turning circle. Once again, a huge bonus for navigating the highly congested streets of London.

The spacious boot of the Smart Fortwo Coupe is ideal for transporting groceries from A to B or packing in luggage for a weekend escape to the country. Unlock even more room by folding down the passenger seat. The standard engine is more than capable of city driving, though we recommend upgrading to the turbocharged engine if you plan to hit the motorway regularly.

6. Mini Countryman Plug-in Hybrid (PHEV)

The Mini Countryman PHEV is an eco-conscious take on the best-selling model. It’s not fully electric, but with CO2 emissions of between 40 and 46g/km, it sidesteps the London Congestion Charge. Electric range is approximately 30 miles – enough to get you from Wimbledon to Wembley and back. If you’re looking for a PHEV for short commutes, the Mini Countryman is one of the best cars for London. Safety is front of mind in this model. For example, the acoustic pedestrian protection projects an external noise when you’re driving in whisper-quiet EV mode.

7. Mitsubishi Outlander PHEV

Get behind the wheel of a Mitsubishi Outlander PHEV, one of the most popular hybrids in the UK. Enjoy all the benefits of an SUV, including an elevated driving position for superior visibility. The 13.8kWh battery promises almost 30 miles of all-electric range, perfect for London commuters. You have the petrol engine as a backup, so no need to worry about covering longer distances. Low CO2 emissions make the model exempt from the London Congestion Charge.

8. BMW 2 Series Active Tourer 225xe

Looking for a MPV that sidesteps the London Congestion Charge? The BMW 2 Series Active Tourer 225xe is one of the best large cars for London driving. This hybrid people carrier isn’t just spacious. It’s packed with city-friendly features like lane departure warnings, speed limit information and, best of all, parking assist technology. Whether you’re squeezing into a parallel spot in Chiswick or attempting a tight reverse park in Paddington, you’ll be glad you’re driving one of the best cars for London.

Heading to the M25? The BMW 2 Series Active Tourer 225xe takes you from zero to 62 mph in just under seven seconds. Drive in all-electric mode and you’ll get between 25 and 32 miles of emission-free miles. You’re free to enter London’s Ultra Low Emission Zone (ULEZ), making it ideal for commuters.

9. Mini Electric

Small and zippy, the Mini Electric is purpose-built for London life. It captures the fun and free-spirited vibe of the original 1959 model, with an eco-conscious spin. Behind the wheel you’ll enjoy a bright digital display and loads of clever driver-assist features. The 32kWh battery offers up to 145 miles on a single charge. Not ideal for longer road trips but perfect for driving around town. And yes, the electric engine means you’re exempt from the London Congestion Charge.

Find the right car loan for London driving

Want to secure the keys to one of the best cars for London? Use our purpose-built algorithm to calculate your car loan and find out how much you can borrow. Whether you’re looking for a brand-new Mini Electric or a used Audi A1 Sportback, our tailored car finance solutions can help you get behind the wheel of the best cars for London drivers.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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How Much is the Volvo XC90 – and Should I Buy It?

When it comes to competitors, the Volvo XC90 has a few. From the BMX X5 and X6 through to the Land Rover Discovery and the Audi Q7, the market for family-friendly SUVs that combine safety and practicality with quality and comfort is fierce.

That said, the Volvo XC90 continues to deliver, and has done ever since the release of the first model way back in 2015. So, how much is the Volvo XC90, is it worth its price, and how does the car compare to its many rivals?

The Volvo XC90 – key features and stats

Performance and drive

Choose from four different engine options – a plug-in petrol-electric hybrid, two petrol engines, and a diesel. You’ll find a responsive automatic gearbox in each, as well as four-wheel drive. The diesel and petrol are all highly responsive, and even the hybrid is respectably fast.

Despite its size, the XC90 drives well in urban locations – you have good visibility thanks to the large windows, and fewer blind spots than competitors. You can also opt for features like a 360-degree camera and park assist system if you frequent tight spots.

The drive is a little noisier and bumpier than competitors in urban locations – particularly the diesel engine, which can rattle when idling and accelerating, but gets smoother on motorways. The grip is great on tight country roads, and handling is better than the Land Rover Discovery or Defender.

Safety

The Volvo XC90 is hard to beat when it comes to safety – it’s one of the best on the market. Automatic emergency city braking helps you to avoid collisions, and other features like active cruise control, lane assist, and automatic brake function all ensure maximum safety.

You can opt into features like a blind spot information system – designed to steer you away from oncoming traffic – and a rear collision mitigation system that automatically tightens seat belts if an impact is sensed. An optional pilot assist system can also take over acceleration, steering and braking for brief periods, too.

Interiors

Expect Swedish minimalism and style. The trim and finish on the dashboard and doors feel swish, particularly when you opt for higher-grade models. That said, even entry-level trim is excellent, with leather seats and mood lighting. Practical features aren’t sacrificed for style – for example, adjustable lumbar support makes finding a comfortable driving position easy.

A portrait, 9-inch infotainment screen reduces the need for multiple knobs and buttons, but can be a little fiddly when driving. The response time is also somewhat slower when calculating a route than those in either the Audi or BMW.

There’s a fairly reliable voice control system as standard, however. This responds well to commands like temperature changes and can help reduce the need for fiddling with the screen. However, whilst Apple CarPlay is now available as standard, Android Auto isn’t – you’ll have to pay a little extra.

Of course, there’s also the fact that the XC90 houses seven people. Seats in the middle row recline, fold and slide individually, and the rear seats can also be folded away. It’s a little cramped in the very back – children will be fine, adults less so – but it’s nonetheless impressively spacious. There’s also plenty of boot space, particularly if you remove these two rear seats.

Costs

If you find yourself wondering “how much is the Volvo XC90?”, it depends on what model you go for. As with all electric cars, the plug-in hybrid PHEV (known as the T8 Recharge) version costs more than the three alternative engines. The B5 diesel engine is comparatively economical, and overall, you’ll find the Volvo XC90 slightly cheaper than the BMW X5, but more expensive than either the Audi Q7 or Land Rover Discovery.

That said, the XC90 depreciates less than competitors, and it tends to be cheaper to insure and maintain, making it an ideal candidate for lower car finance deals. Anticipate a range of £61,995 to £83,130. Remember that you can get a no-obligation car loan quote online with My Car Credit to take your first step towards financing the XC90.

Find out how you can finance the Volvo XC90

If a spacious and safe family car that might save you pennies on car finance sounds right for you, contact My Car Credit on enquiries@mycarcredit.co.uk.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

6 Advantages of Buying a Used Car

How Long Does It Take to Pay Off a Car?

How Quickly Can You Buy a Car?

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

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The Honda Civic has always been a reliable family car. Safe, with low running costs and entirely affordable pricing, you’d forgive the Civic for either being on the less-than-handsome side of things, or for having an indifferent driving experience.

But the Honda Civic continues to rank amongst the best on the market, and the Honda Civic 2024 model looks equally set to impress.