Decadent Driving: 7 of the Most Luxurious Cars

Blue Aston Martin

French champagne, business class flights, summers in the Med… there’s a certain je ne sais quoi about splurging on the finer things in life. Cars are no exception. For some people, driving is simply about getting from point A to point B. And there’s nothing wrong with that. But for a certain type of motorist, getting behind the wheel is about the experience. This is where the most luxurious cars can turn the simple act of driving into something special.

Whether you’re genuinely in the market for a luxury vehicle or simply want to indulge in a bit of daydreaming, the cars we’ve handpicked below make a serious statement when it comes to decadent driving.

1. Rolls-Royce Phantom

Legendary maverick. Icon of inimitable perfection. Exquisitely crafted.

No, we’re not talking about David Beckham. These are the terms used by Rolls-Royce to describe the Phantom, one of the most luxurious cars of all time. Funnily enough, Becks was once the proud owner of a Rolls-Royce Phantom Drophead Coupe, which is practically built for summers in the British countryside or the south of France.

The Top Gear boys gush over the Phantom, claiming “nothing in life is perfect, but the Phantom gets close” and calling it “an imperious, impeccably engineered automotive experience.”

The interior is handcrafted with the finest materials money can buy and feels more like Soho House or the Shoreditch Arts Club than a car cabin. We’re talking:

  • Lambswool floor mats
  • A starlight headliner with thousands of fibre-optic lights
  • Rear coach doors

Whether you’re attending a black-tie event in Central London or planning a weekend getaway in the Cotswolds, the Phantom guarantees you’ll get there in style.

2. Bentley Continental GT Speed

Buckle up because the Bentley Continental GT Speed promises phenomenal power.

The model uses an Ultra-Performance Hybrid Powertrain to combine the muscle of a V8 engine with a torque boost from the electric motor. The result? Astronomical performance.

  • Accelerate from 0-60 mph in just 3.1 seconds
  • Hair-raising top speed of 208 mph
  • 1,000 Nm (738 lb ft) of torque

With this kind of power under the hood, you’ll be tempted to plan a road trip to the Autobahn…

3. Mercedes-Benz S-Class Saloon

Mercedes-Benz sets a benchmark for the most luxurious cars and the S-Class Saloon takes this status to new heights. Cocoon yourself in comfort with features like:

  • Massaging seats for on-road bliss
  • Ambient lighting
  • Advanced air purification system

A vivid 12.8-inch OLED touchscreen is the crux of the car’s MBUX infotainment system. The S-Class is also equipped with the latest in driver assistance technology, making it not only one of the most luxurious cars on the road, but also one of the safest. Even better, the model is now available with a mild hybrid engine which wins it points with eco-conscious motorists.  

4. Aston Martin DBS

The name’s Bond. James Bond.

If it’s good enough for 007, it deserves a place in our countdown of the most luxurious cars. The Aston Martin DBS was Bond’s car of choice in Casino Royale and is a discerning choice for motorists who crave luxury, performance and a dash of star power. It’s no longer manufactured new in the UK, but you will find some swoon-worthy models on the used market.

Prefer to buy new? Try the Vantage Coupe, a car “hardwired with the ability to get your heart racing”.

  • Hand-stitched Bridge of Weir hide upholstery
  • Carbon fibre accents
  • Crystal-clear Bowers & Wilkins sound system

5. Range Rover SV

Designed and built in the UK, the Range Rover SV is the ultimate statement for patriotic drivers. The model recently received a glow-up that focussed on making the car even more luxurious. Craftsmanship is front and centre to help achieve the brand’s mantra of “luxury you can touch as well as see.”

  • Sink into plush leather seats
  • Run your fingertips over glossy white ceramic controls
  • Experience the state-of-the-art Pivi Pro infotainment system

6. Porsche Panamera

The four-seat Porsche Panamera redefines what a luxury saloon can be. It marries the exhilarating performance of a sports car with the comfort of a high-end executive vehicle and yes, it’s a pleasure to drive. Thrilling acceleration isn’t the only highlight. The interior is pure Porsche and features a driver-focused layout, premium materials and the latest technology.

  • Four-zone automatic climate control
  • Adaptive sport seats
  • Ambient lighting to match your mood

It’s this combination of performance and practicality that makes the Panamera a standout in the most luxurious cars market.

7. Lexus LS

The Lexus LS is proof that the Japanese know a thing or two about luxury. The high-end saloon combines exquisite craftsmanship with the very best in modern technology. If we had one word to describe the interior, it would be serene.

  • Shiatsu massage seats
  • Customisable climate concierge that adjusts the temperature and airflow based on your preferences
  • Hand-pleated door trims
  • Kiriko glass accents bringing a touch of Japanese artistry to the interior

Drive in style with My Car Credit

Driving one of the most luxurious cars doesn’t have to be a dream. At My Car Credit we’re here to help you get behind the wheel of your dream car with tailored finance for luxury vehicles.

Don’t quite have the budget for a Rolls-Royce Phantom or Aston Martin DBS? Let’s be honest, most people don’t. But that doesn’t mean you have to compromise on luxury. If you’re looking for something that feels just as extravagant but won’t give you serious sticker shock, models like the Audi Q7, Tesla Model S and BMW 7 Series are some of our top picks.

Try our Car Finance Calculator to find out more about how we can help elevate your driving experience.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Best Cars for Business Owners?

Yellow Audi

When it comes to climbing the corporate ladder, it pays to look the part. Ready to take your enterprise to the next level? Read on for our roundup of the best cars for business owners.

BMW 330e

Enjoy the best of both worlds in the sleek BMW 330e, a luxury, compact executive vehicle, coveted by business owners. Inspired by classic 3 Series models, the 330e is the perfect car for ambitious execs with big goals. Not only is the BMW 330e luxurious but it’s also eco-friendly. The Plug-in Hybrid Vehicle (PHEV) has extremely low emissions, which can unlock big savings when it comes to benefit-in-kind tax (BiK) rates, also known as company car tax.

Under the hood is a 2.0 litre turbocharged petrol engine, along with an electric motor that has more than 30 miles of range. This makes the 330e ideal for cruising around the city or getting away for the weekend. Work or pleasure? The choice is yours when you’re behind the wheel of the best cars for business owners.

Efficiency is impressive, with the BMW 330e petrol engine offering around 40-45 mpg. Then there’s the integrated ‘intelligent personal assistant’, a clever feature designed to elevate your driving experience. The car actively learns about your personal preferences and uses data to customise things like cabin temperature, lighting and music. This is a huge bonus for busy execs.

Peugeot 508 Hybrid

The ultra-sleek 508 Hybrid is the latest addition to the Peugeot family. The upmarket saloon turns heads with a streamlined silhouette and sporty feel. Comfort is second to none, making the 508 Hybrid ideal for business owners who spend a good chunk of time behind the wheel. Inside, you’ll find next-generation technology, including a vibrant digital dashboard display. We’d compare this to other high-spec models like the Vauxhall Insignia Grand Sport, with a far more appealing price tag.

Whether you’re heading to the boardroom or the beach, the 1.6 litre petrol engine will get you there without a fuss. There’s also the option to use the electric motor, which promises almost 40 emission-free miles. A low BiK rate makes the 508 Hybrid a savvy choice for tax-conscious business owners.

2022 Mercedes-Benz S-Class 

With introductory pricing starting at £86,000, the 2022 Mercedes-Benz S-Class is the epitome of luxury. The high-end saloon makes a serious statement, whether you’re pulling up to the office or hitting the motorway for a weekend getaway. It gets even better in the cabin. The model is loaded with comfort-centric features like active ambient lighting and a climate control system that actively monitors air quality and filters out pollutants. It’s just one of the many features that places the Mercedes-Benz S-Class on the list of the best cars for business owners.

Hyundai Ioniq PHEV

What are the best cars for business owners that demand respect? It’s hard to look past the Ioniq PHEV from South Korean auto giant, Hyundai. Like other best-selling models like the Tucson and Kona, the Ioniq combines petrol and battery technology. That makes it perfect for business owners who clock miles in the city and on motorways. Even the ‘entry-level’ model is packed with luxe features like automatic headlights, heated seats and adaptive cruise control.

Jaguar I-Pace

Searching for the best cars for business owners with low BiK rates? The Jaguar I-Pace is a discerning choice for professionals. It’s the first foray into electric cars from Jaguar and promises full-on luxury at a surprisingly affordable price. Even better, the all-electric engine means zero emissions and amazing tax breaks to match. No need to compromise on style. Enjoy Jaguar’s signature sleek silhouette and a modern cabin packed with up-to-the-minute technology. Cushion-soft air suspension promises a smooth ride at any speed. It’s guaranteed to win you kudos with the carpool crew.

Kia e-Niro

It didn’t take long for the Kia e-Niro to emerge as one of the most popular electric SUVs on the British market. Excellent range and a price tag that’s almost 50% less than EV counterparts make the e-Niro one of the best cars for business owners. Browse the second-hand market and there are incredible deals to be found.

Wireless smartphone charging keeps you connected throughout the day, while features like adaptive cruise control and an advanced collision warning system make driving a pleasure. Drive away with total peace of mind thanks to Kia’s seven-year warranty with unlimited mileage.

In 2022, the best-selling model was reimagined as the Niro EV. It offers all the same features we love in the e-Niro and more. This includes a clever ‘Vehicle-to-Device’ (V2D) feature that allows you to charge equipment like e-bikes using the car battery.

2022 Alfa Romeo Giulia

Looking for a car worthy of a CEO? The latest Alfa Romeo Giulia combines impeccable Italian craftsmanship with supercharged power and performance. Forget Zoom calls. You’ll love watching heads turn as you pull up in this high-spec sedan. The base model sets the bar with a turbocharged two-litre engine backed with 280 hp. Four-cylinders will take you from 0 to 60 mph in just over 5 seconds.

Power doesn’t mean compromising on fuel economy when you drive the best cars for business owners. The Alfa Romeo Giulia performs well in the city and returns around 24 mpg. On the motorway, this increases to 33 mpg, making it ideal for longer business trips. The high-spec sedan offers incredible value for money, especially in base models like the Sprint RWD. If you really want to flex your corporate status, consider upgrading to higher spec models like the Quadrifoglio.

Whether you’re heading to a local restaurant for a business meeting or driving to a conference in a different city, the 8.8-inch touchscreen is equipped with an advanced navigation system, so you’ll get there with ease. You’ll also enjoy business-friendly tech features like Bluetooth connectivity – perfect for taking corporate calls on the go. Not to mention plush seats upholstered in butter-soft leather.

Drive the best cars for business owners

Whether you’re looking for a luxury sedan, an eco-friendly EV or a spacious SUV, there’s something for everyone in our roundup of the best cars for business owners. Looking to upgrade your set of wheels? Use our purpose-built calculator to get a car loan quote and kickstart the process. We’ll match your application with trusted UK lenders and secure you the best finance deals for business cars.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What Are the Top Off-Road Vehicles?

Jeep on a grassy hill

Whether you want to navigate mud-splattered trails in Scotland, cruise along the beach in North Wales or simply unlock more traction and control on gravel-covered country roads, this countdown of the best off-roading cars is for you.

Wildly popular with adventurous drivers, these highly capable vehicles have the grit and determination to get you off the beaten track, with total peace of mind. So, what are the top off-road vehicles in the UK? From luxury models like the Mercedes G-Class to longstanding favourites like the Toyota Land Cruiser, read on for our pick of the toughest and most capable models out there.

Jeep Wrangler Rubicon

When it comes to adventure, nothing compares to Jeep. All models are designed to go offroad. But if you’re looking for the ultimate 4WD weapon, the Jeep Wrangler Rubicon is our pick of the bunch. We’re talking ultra-high traction mud terrain tyres and a huge 9.9″ of ground clearance. Jeep’s signature Tru-lok® electronically locking differentials actively distribute power evenly between the front and rear tyres for maximum traction when navigating tough terrain at low speeds. And let’s not forget the heavy-duty 4×4 Rock-trac® all-wheel drive system with a 4:1 gear ratio.

Dacia Duster

If value for money is a priority when shopping for the top off-road vehicles, it’s hard to look past the Dacia Duster. With a starting price of just £19,945 for the four-wheel-drive diesel version, this beefy model offers incredible bang for your buck. It’s not the most capable or luxurious off-roading vehicle on our list. But it does boast excellent ground clearance, great hill descent control and a clever electronic locking centre to improve traction in unstable driving conditions. The digital infotainment system keeps you up to date with all your off-road displays and data.

Ineos Grenadier

Looking for a 4X4 that will turn heads? The Ineos Grenadier is one of the best off-roading cars to hit the British market in 2023. The tough-as-nails models have just started to roll out of the company’s production factory in France and quickly gained a reputation for their utilitarian and pared back design. Inspired by legends like the Land Rover Defender, the Grenadier has a boxy silhouette and impressive clearance of 264mm. A max wading depth of 800mm makes it more than capable of splashing through streams and rivers. If you’re a Tottenham Hotspur F.C. fan, you’ll have one more reason to love the Ineos Grenadier. The brand just announced an official partnership with the Premier League team.

Land Rover Defender

If it was good enough for the late Queen Elizabeth II, it’s good enough for us! Mind you, things have changed a little since she was photographed behind the wheel of a Land Rover Defender on estates like Balmoral and Sandringham. The all-new Land Rover Defender is reimagined with best-in-class safety standards. Not to mention state-of-the-art tech and a luxurious interior.

Other upgrades to this top off-road vehicle include air suspension and advanced Terrain Response electronics. This clever technology allows you to tweak your vehicle settings to match the driving conditions and improve off-road performance.

Rock Crawl mode actively softens the responsiveness of the accelerator to improve control, while Sand mode boosts engine and gearbox response to maximise traction on soft surfaces. Grass/Gravel/Snow mode is a godsend in slippery conditions. Electronic Traction Control kicks in to prevent your tyres from slipping and keep you in control. It really is a go-anywhere vehicle, making it one of the best off-roading cars on the market.

Toyota Land Cruiser

The Toyota Land Cruiser has an “unstoppable” reputation and it’s well deserved. This feat of Japanese engineering was first introduced in the 1960s as the FJ40, and has been winning over off-road enthusiasts ever since. The latest models combine serious 4X4 performance with just the right amount of luxury.

In many ways, the Toyota Land Cruiser is comparable to the Land Rover Defender, it’s longstanding British rival. Though instead of luxury, the focus is on comfort and economy. There’s loads of pulling power, which makes the Toyota Land Cruiser ideal for towing caravans and trailers.

Skoda Karoq

Sate your appetite for adventure in the Skoda Karoq. This midsize SUV combines great off-road performance and in-cabin comfort with exceptional value for money. While you wouldn’t necessarily want to take it too far off the grid, the four-wheel drive version is more than capable of bouncing along unpaved country roads and climbing gravel hills.

Mercedes Benz G-Class

Luxury meets adventure in the Mercedes Benz G-Class, one of the top off-road vehicles in the UK. The aesthetic is clean and boxy, with unique geometric wheel arch liners and a big focus on flat surfaces. Technology is at the heart of this beast, with features like 100% differential locks and low range gearset options drastically improving off-road performance.

Under the body is an ultra-robust ladder frame. This serves as the backbone of the G-Class and is manufactured using sheet steel up to 3.4 millimetres thick. In terms of stats, the G-Class boasts climbing ability of up to 100%, maximum fording depth of 70 cm and a max side slope angle of 70%. The only downside? It’ll cost you a pretty penny. The G-Class doesn’t come cheap and has an On the Road (OTR) price of £131,095. This is where car finance can step up.

Car finance for off-road vehicles

If you’d love to get behind the wheel of one of the best off-roading cars of all time, we can help. Use our calculator to crunch your numbers and get a car loan quote in seconds. Whether you’re dreaming of taking on the legendary Bala 4×4 Off Road Driving Experience or want a more reliable way to access your secret lakeside camping spot, car finance can get you there faster.

With so many capable vehicles out there, why wait to plan your next adventure? Get behind the wheel of one of the best off-roading cars and get some mud on your tyres.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
  • You may not be traceable on the voters roll
  • You may have exceeded credit card limits
  • You may have missed payments on current agreements
  • You may have had a CCJ in the past

Bad

  • You may not be traceable on the voters roll
  • Your credit cards are over their limits
  • You have recent CCJs
  • You may have been refused credit elsewhere
  • You may be in a debt management plan
£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!