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Small Splendour: What’s the Best Luxury Hatchback?

Who says you need a huge SUV or a spacious saloon to enjoy a bit of luxury on the road? If you’re after a car that’s big on style but small enough to zip around tight city streets or squeeze down narrow country lanes, you’ll love our roundup of the best luxury hatchback models. Loaded with high-end features, these little gems prove that good things really do come in small packages.

Mini Cooper S

When it comes to luxury hatchbacks, the Mini Cooper S is as British as a cuppa. The iconic design is just the beginning. Behind the wheel, you’ll enjoy nimble handling and an extraordinarily good turning circle that’s perfect for city driving.

Worried about power? Don’t be fooled by its compact size. The Mini Cooper S packs a punch with a 2-litre four-cylinder engine that delivers plenty of oomph on the open road.

The stylish cabin is what makes the Mini Cooper S one of the best luxury hatchback models. Expect premium materials, a slick infotainment system and retro touches to make you feel like you’re driving a piece of British motoring history.

Mercedes-Benz A-Class

The Mercedes-Benz A-Class is exactly as the brand promises – a “benchmark for modern luxury in the compact class”. It’s got all the elegance you’d expect from the iconic German brand, but with the practicality of a hatchback.

The sleek, aerodynamic design looks just as good parked outside a fancy restaurant as it does in your driveway. Inside is a dual-screen setup with a digital instrument cluster and large infotainment display, both controlled by Mercedes’ state-of-the-art MBUX system. It’s as high-tech as it gets.

Power isn’t an issue thanks to a range of engine options, including petrol, diesel and hybrid options.

Accelerate from 0 to 62 mph in 7.4 seconds
Up to 215 hp output
Top speed of 140 mph

BMW 1 Series

The BMW 1 Series delivers the brand’s trademark driving experience in a more compact package. Sporty performance is front and centre – and it all starts with the rear-wheel-drive setup. The unique configuration means the driving experience is far more dynamic than many other hatchbacks in its class.

The cabin is both luxurious and driver-focused, with designers championing high-quality materials, intuitive controls and of course, BMW’s iDrive infotainment system.

Lexus CT

Luxury meets low emissions in the Lexus CT. This is one of the best luxury hatchback hybrids and features a serene cabin crafted with butter-soft NuLuxe pleather. Under the hood is a hybrid powertrain that delivers impressive fuel economy without compromising on performance. If you’re looking for a hatchback that’s big on power but gentle on the environment the CT meets the brief.

Finance your luxury hatchback

From the iconic Mini Cooper S to the sporty BMW 1 Series, luxury hatchbacks prove that you don’t need a Chelsea tractor to enjoy a premium driving experience.

Want to know more about luxury car finance for the best luxury hatchback models? Try our free Car finance Calculator today and get on the road to your next luxury hatchback.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

Best Cars to Learn to Drive In

From clutch control and parallel parking to basic road rules and motorway etiquette, there’s a lot to learn when getting behind the wheel for the first time. A good teacher is a must but what many young motorists don’t realise is that the car can also have a big impact on your driving experience. That’s why we’ve put together a roundup of the best cars to learn to drive in.

Whether you’re a brand-new driver or a parent on the search for the best cars for teenagers, this guide spotlights vehicles that are easy to handle, reliable and affordable – a winning trifecta in our opinion! We’ve included new models for 2024 as well as popular used options. And yes, you’ll see both manual and automatic cars on the list.

1. Ford Fiesta

New Price: £19,000 – £23,000
Used Price: £5,000 – £10,000

When it comes to staying power it’s hard to beat the Ford Fiesta. It’s a firm favourite among learner drivers in the UK, and for good reason. As well as being compact and easy to manoeuvre, it’s packed with best-in-class safety features. This is exactly what you want when you’re learning to drive.

2. Volkswagen Polo

New Price: £20,000 – £24,000
Used Price: £6,000 – £12,000

The Volkswagen Polo is hands down one of the best cars to learn to drive in. Known for its quality construction and reliable engine, the Polo promises comfort and safety. The well-designed interior boasts intuitive controls while the car’s compact size makes navigating city streets a breeze. Like the Ford Fiesta, the Volkswagen Polo is available in both manual and automatic, offering lots of flexibility for learners.

3. Toyota Yaris

New Price: £21,000 – £25,000
Used Price: £7,000 – £13,000

Looking for a learner-friendly hybrid? The Toyota Yaris is a great pick for eco-conscious new drivers. Its compact size delivers excellent fuel economy while a suite of safety features, including automatic emergency braking, offer peace of mind for learner drivers (and their teachers riding shotgun!).

4. Kia Picanto

New Price: £13,000 – £17,000
Used Price: £4,000 – £8,000

Built for urban driving, the Kia Picanto is a terrific budget-friendly option for beginners. It’s one of the more affordable cars to learn to drive in but certainly doesn’t skimp on quality or performance.

5. Hyundai i10

New Price: £15,000 – £18,000
Used Price: £4,000 – £9,000

The Hyundai i10 is a small car that offers big value. It’s affordable, easy to drive and comes with all kinds of optional extras. Think alloy wheels, LED daytime running lights, smart key technology, heated front seats, privacy glass and more. Talk about luxury for less! The compact size and easy-to-handle steering make it a breeze to drive and park – a big plus for learners who might be nervous behind the wheel.

6. Vauxhall Corsa

New Price: £18,000 – £22,000
Used Price: £5,000 – £10,000

With low running costs and responsive handling, it’s easy to see why the Vauxhall Corsa is one of the best cars to learn to drive in. The model is available in both manual and automatic, with newer versions built with petrol, hybrid or fully electric engines. Modern tech features like touchscreen infotainment systems make it easy to run Google Maps, crank Dua Lipa and stay connected on the go.

7. Renault Clio

New Price: £19,000 – £23,000
Used Price: £5,000 – £10,000

This much-loved French supermini is a stylish choice for new drivers. The high-quality interior feels luxurious and efficient engines keep running costs low. It’s also surprisingly spacious for a small car.

8. Mini Hatchback

New Price: £22,000 – £28,000
Used Price: £6,000 – £12,000

If it’s good enough for Kate Moss, it’s good enough for learner drivers! The Mini Hatchback is a British icon and perfect if you want to inject a bit of fun into your driving lessons. Agile handling is just the beginning… The car has a premium feel and despite its compact size, feels quite spacious inside.

9. Fiat 500

New Price: £16,000 – £20,000
Used Price: £4,000 – £8,000

What’s not to love about a little Italian flair when you’re learning to drive? Going strong since 1957, the model is widely considered the first ‘city car’ and set a new benchmark for compact design. New generation models are fun to customise, but you’ll also find great deals on the used market.

10. Honda Jazz

New Price: £21,000 – £25,000
Used Price: £6,000 – £12,000

A little bigger than some of the options on this list of the best cars to learn to drive in, the Honda Jazz promises space and versatility. A high driving position promises excellent visibility and helps boost the confidence of new drivers.

Why these cars are ideal for learning to drive?

Easy to handle and manoeuvre

The last thing you need when learning to drive is a car that’s tough to handle. All the models mentioned above are known for their easy manoeuvrability, making them ideal for newbies who are still building their confidence behind the wheel.

Great safety features

New drivers benefit enormously from cars with modern safety features. From automatic emergency braking and lane departure warnings to multiple airbags, the cars in our roundup all perform exceptionally when it comes to safety.

Affordable

Even new, the cars mentioned above offer unbeatable value for money. And let’s face it, affordability is a big priority for most new drivers. Even better, all models boast lower running costs, another plus for budget-conscious learners.

Learn in style with My Car Credit

Whether you opt for a brand-new set of wheels or a reliable used model, the right car can significantly enhance the learning experience for new drivers. The key to finding the best cars to learn to drive in? Picking a vehicle that offers a good balance of safety, affordability and ease of use. When you’ve settled on a favourite, My Car Credit is here to help you secure the keys with car finance advice for young drivers.

Try our car finance calculator and see how My Car Credit can get you into the driver’s seat.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

budget car buying car finance Jan24 nearly new used car

How Much Does a First Car Cost?

Buying your first car is exciting and it’s easy to get carried away with dreams of a luxury Land Rover, tech-packed Tesla or flashy convertible. That is until reality hits. For most young motorists, budget is a major factor when shopping for a first car. That’s why we’ve dedicated an entire post to breaking down what to expect for your first car cost.

The cost of new cars in the UK

Like any other commodity, the cost of new cars can vary enormously. Price will depend on things like the make, model and features of the car. On average, a new small car in the UK costs between £20,000 to £25,000. However, this figure climbs drastically for new cars in general, which are priced at more than £40,000 on average.

For obvious reasons, compact and fuel-efficient cars are usually the best bet for young drivers. Here are some popular new models:

Ford Fiesta – A longstanding favourite in the UK, the Ford Fiesta is zippy, reliable and excellent on fuel. New models start at around £19,000.

Volkswagen Polo – Quality construction and a focus on comfort make the VW Polo a great first car. Expect to pay around £20,000 for a new model.

Toyota Yaris – Hybrid versions of the Toyota Yaris start at about £21,000.

Kia Picanto – A budget-friendly option for new drivers, the Kia Picanto starts at around £13,000.

The cost of a used car

Buying second-hand is one of the best ways to save money when shopping for your first car. The average Brit spends just under £17,000 on a used car, but there are plenty of listings out there for much less. Here are some popular used models:

Ford Fiesta – Used versions of this zippy little bestseller can range from £5,000 to £10,000, depending on age and condition.

Volkswagen Polo – Expect to pay between £6,000 and £12,000 for a used VW Polo.

Vauxhall Corsa – Another popular choice for young drivers, used Corsas range from £5,000 to £10,000.

Fiat 500 – This stylish city car can be snapped up for between £4,000 and £8,000 if you’re happy to go pre-owned.

Extra costs to consider

Don’t forget, purchase price isn’t the only cost to factor in when budgeting for your first car. Here are some additional costs you’ll need to consider:

Insurance

Young drivers often face higher insurance premiums as they’re less experienced. On average, car insurance for a new driver can cost around £1,200 per year.

Road tax

The cost of road tax varies depending on the car’s emissions. Expect to pay between £100 and £150 annually for most small cars.

Fuel

Your fuel spend will depend on how much you drive and the fuel efficiency of the car. For reference, the average British motorist spends around £1,200 on fuel per year.

Maintenance and repairs

It’s best to set aside cash for expenses like regular servicing as well as unexpected repairs.

MOT

If your car is more than three years old, you’ll need to pay for an annual MOT test. Budget around £50 for this expense.

Unlock savings with My Car Credit

The best way to stretch your budget further? Partnering with an experienced broker. At My Car Credit, we pride ourselves on securing the best finance deals for young drivers, leaving you with more cash in your pocket.

Check out our handy online car finance calculator and start your journey to your first car today.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

budget car buying car finance first car Jan24 nearly new used car

6 Advantages of Buying a Used Car

Buying a car is one of the biggest purchases you’re ever going to make. In fact, after a house, a car is the second highest expense most people face. As such, many drivers just don’t have the upfront cash to finance a new set of wheels.

In this article, we break down ways to establish your new car budget. We’ll also outline factors to consider when budgeting for a new, nearly new, or used car.

How much of your income should you spend on a new car?

As a general rule, you shouldn’t be spending more than 10-15% of your take-home pay on a new car budget, and the total expenses of your car shouldn’t be more than 20% of your take-home pay.

You can use a salary calculator to establish your take-home pay.

Factors to consider when working out your new car budget

There are a number of factors which will impact the budget you’ll have to spend on a new car.

Fuel

The MPG (miles per gallon) of a car is worth evaluating – particularly if you’re going to be using it for long journeys. Consider whether a diesel or petrol engine is best for you. Alternatively, if you’re going electric, note how long the car takes to charge up and what its total range is.

Road tax and insurance

The road tax and insurance of a vehicle varies significantly between different makes and models.

Car insurance is a legal requirement, and likely to be your biggest running expense – particularly if you’re a young driver. The road tax of your car can also be a sizeable outlay.

Maintenance and service fees

Servicing and maintenance of a car are a vital way to keep the vehicle in proper working order. But they can also be expensive, especially if unexpected accidents occur.

There are a range of different resources you can check to ascertain the reliability of a car, including Auto Express magazine’s 2020 Driver Power survey and the Which? car survey.

Make and model

We all love that new car smell. But can you afford a brand-new make and model given the depreciation that will automatically occur when you drive off the forecourt?

Alternatively, if you’re part-exchanging your vehicle for another, how much value has it held? How well does the new vehicle you’re eyeing up hold its value?

How to establish a new car budget with finance

Car finance is a great way of funding the purchase of a new or ‘new to you’ vehicle. With car finance, you break down the cost of the vehicle into affordable monthly repayments, plus interest.

There are different car finance agreements available, making it a highly flexible, accessible, and affordable way of purchasing your next set of wheels.

You can use My Car Credit’s car finance calculator to work out your new car budget. We’ll ask you to provide details like the loan amount and repayment term that would best suit you, as well as your credit rating. From there, you’ll receive a no-obligation quote for car finance in mere minutes. This quote will break down your expected monthly payments, as well as the typical rate and total payable. If you’re happy with what you see, you can apply instantly.

The process is all conducted online, and it’s simple and hassle-free. We’ve got the largest panel of lenders out of any broker in the UK, meaning you’ve got the best chance of finding a deal that works for your budget.

Once you’ve kickstarted your application, you’ll then be able to shop around for your next new, nearly new, or used set of wheels. You’ll know exactly how much you’ve got to spend, putting you in the driving seat of your search.

What’s more, we’ve even got used car finance for drivers looking to finance a ‘new to you’ vehicle. Fast and fair, we welcome all circumstances and can help you to get behind the wheel of a safe, secure second-hand car.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

budget car buying car finance Jan24 nearly new used car

6 Advantages of Buying a Used Car

Whether you need a vehicle for work or to get your family around, there are any number of reasons why owning a car can be essential. But it can also be expensive – which is why buying a used car has its benefits. Read on to find out more.

Advantages of buying a used car

Cost savings

Used cars are less expensive than brand-new, state-of-the-art models.

By opting for a ‘new for you’ vehicle, you can end up saving yourself thousands of pounds. What’s more, by saving on the initial outlay, you may even be able to afford a better model. You can therefore benefit from improved technology and features without shelling out serious cash.

If you’re a first-time driver, a used car also offers a more wallet-friendly way to get on the road.

Plus, with a used car, you don’t have to worry about depreciation – it will retain its value more effectively during your ownership.

Finance flexibility

There are plenty of used car finance options for ‘new to you’ vehicles.

Used car loans are a great option for those who want low monthly repayments and have an excellent credit score. Plus, you’ll benefit from lower interest rates compared to new car loans.

Alternatively, used PCP and HP are both flexible, affordable used car finance agreements.

Proven reliability

It’s a myth that used cars are less reliable than brand-new vehicles.

In fact, a nearly new or used vehicle is more likely to have a proven track record of reliability and durability.

You can always research the reliability of a make and model online – look for ratings, user reviews and maintenance history. By choosing a car that’s known for its reliability, you’re more likely to experience a dependable drive for the long term.

Lower insurance rates

As a general rule, the older the vehicle, the lower the insurance rates.

There’ll be different factors that impact the insurance rate. That said, you’ll typically save more money on insurance premiums over the lifespan of a used vehicle than a new model.

More variety

The used car marketplace is big, meaning that you have plenty of car brands, makes and models to choose from.

This gives you plenty of opportunity to research and shop around for the exact used car that meets your needs and circumstances. A wider selection improves competitive pricing and increases your likelihood of finding a reliable car with an excellent track record.

Factory warranties

Factory warranties are getting longer and are increasingly easy to transfer from owner to owner.

You may therefore be able to pick up a vehicle that’s only a few years old and still covered under warranty. This can give you peace of mind and take the risk out of choosing a used car over a brand-new vehicle.

Finance your used car with My Car Credit

If you want to unlock the advantages of buying a used car, My Car Credit can help. We help drivers find used car finance by comparing deals from a large network of trusted lenders. Secure an agreement that works for you by trying our online finance calculator.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

car buying car finance Jan24 nearly new used car

What Is A Nearly New Car and Should You Buy One?

Many people find the concept of upgrading to a brand new car exciting. Maybe it's the shiny bodywork. Maybe it’s the new car smell. However, if you're put off by the price of a new car, you might want to consider a nearly new car instead. Here's why.

What is a nearly new car?

This term usually refers to a vehicle that has been on the road for less than two years. Whilst technically speaking the car has been used, you will be the first owner to spend serious time behind the wheel. Often these vehicles have been used as demonstration vehicles, short term rental or courtesy cars.

Should I be concerned about its previous use?

In a word, no! As with buying any used car, you should do your due diligence and research but you shouldn’t be put off by previous use. A reputable dealer will prepare the car to a high standard, often to a ‘near new’ condition. What’s more, the car has probably been better looked after and maintained than you’d get from a ‘man on the street’! Any reputable dealer should disclose the car’s previous usage as a rental or hire car.

What are the benefits of a nearly new car?

Competitive price

Unlike a brand new car of the same model, they are much cheaper as they have already experienced a fair percentage of depreciation. Cars depreciate most rapidly in their first year of being on the road. Buying a car that’s got a bit of mileage under its belt is far more wallet-friendly.

Lower mileage

They have usually clocked up low amounts of mileage (usually less than ten thousand miles) so you will be the first person to make extensive use of the vehicle. Cars with high amounts of mileage are far more prone to issues – both small and more extensive.

Original warranty

More often than not, they’ll still be under their original warranty. This safeguards you from any issues with the car after you’ve bought it, offering peace of mind for many. Normally, the manufacturer will take off the amount of time it has been used for and offer you the remainder of the warranty.

Better investment

As the most rapid part of the depreciation process is over, they are better financial assets . This effectively means that you haven’t ‘lost’ the difference between the cost of a brand-new car and what it is worth after this initial depreciation. Most cars lose around 60% of their value in the first three years.

Car finance options

You can get good car finance options. The reason for this is that the vehicle is practically the same as a brand-new model and therefore presents less risk to the lender.

Nearly new cars are well worth some serious consideration if you’re looking for your next vehicle (or perhaps your first) – they present many of the benefits of a brand new car without the large price tag. If you’re ready to get into your next car, we would love to help you find a car finance deal that works for you.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

Small Splendour: What’s the Best Luxury Hatchback?

Decadent Driving: 7 of the Most Luxurious Cars

Power Up: 5 Types of Hybrid Cars

Loan amount

£

Repayment term

My credit rating

X monthly repayments of
^£X

Typical rate

Loan amount

Total payable

X% APR*

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

or call 01246 458 810

car buying nearly new new vs used car used cars

Mini Cooper S

Mercedes-Benz A-Class

BMW 1 Series

Lexus CT

Finance your luxury hatchback

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1. Ford Fiesta

2. Volkswagen Polo

3. Toyota Yaris

4. Kia Picanto

5. Hyundai i10

6. Vauxhall Corsa

7. Renault Clio

8. Mini Hatchback

9. Fiat 500

10. Honda Jazz

Why these cars are ideal for learning to drive?

Easy to handle and manoeuvre

Great safety features

Affordable

Learn in style with My Car Credit

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The cost of new cars in the UK

The cost of a used car

Extra costs to consider

Insurance

Road tax

Fuel

Maintenance and repairs

MOT

Unlock savings with My Car Credit

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Buying a car is one of the biggest purchases you’re ever going to make. In fact, after a house, a car is the second highest expense most people face. As such, many drivers just don’t have the upfront cash to finance a new set of wheels.

How much of your income should you spend on a new car?

Factors to consider when working out your new car budget

Fuel

Road tax and insurance

Maintenance and service fees

Make and model

How to establish a new car budget with finance

Rates from 9.9% APR. Representative APR 10.9%

Related articles

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Good

Fair

Poor

Bad

Require more help?

Whether you need a vehicle for work or to get your family around, there are any number of reasons why owning a car can be essential. But it can also be expensive – which is why buying a used car has its benefits. Read on to find out more.

Advantages of buying a used car

Cost savings

Finance flexibility

Proven reliability

Lower insurance rates

More variety

Factory warranties

Finance your used car with My Car Credit

Rates from 9.9% APR. Representative APR 10.9%

Related articles