Decadent Driving: 7 of the Most Luxurious Cars

Blue Aston Martin

French champagne, business class flights, summers in the Med… there’s a certain je ne sais quoi about splurging on the finer things in life. Cars are no exception. For some people, driving is simply about getting from point A to point B. And there’s nothing wrong with that. But for a certain type of motorist, getting behind the wheel is about the experience. This is where the most luxurious cars can turn the simple act of driving into something special.

Whether you’re genuinely in the market for a luxury vehicle or simply want to indulge in a bit of daydreaming, the cars we’ve handpicked below make a serious statement when it comes to decadent driving.

1. Rolls-Royce Phantom

Legendary maverick. Icon of inimitable perfection. Exquisitely crafted.

No, we’re not talking about David Beckham. These are the terms used by Rolls-Royce to describe the Phantom, one of the most luxurious cars of all time. Funnily enough, Becks was once the proud owner of a Rolls-Royce Phantom Drophead Coupe, which is practically built for summers in the British countryside or the south of France.

The Top Gear boys gush over the Phantom, claiming “nothing in life is perfect, but the Phantom gets close” and calling it “an imperious, impeccably engineered automotive experience.”

The interior is handcrafted with the finest materials money can buy and feels more like Soho House or the Shoreditch Arts Club than a car cabin. We’re talking:

  • Lambswool floor mats
  • A starlight headliner with thousands of fibre-optic lights
  • Rear coach doors

Whether you’re attending a black-tie event in Central London or planning a weekend getaway in the Cotswolds, the Phantom guarantees you’ll get there in style.

2. Bentley Continental GT Speed

Buckle up because the Bentley Continental GT Speed promises phenomenal power.

The model uses an Ultra-Performance Hybrid Powertrain to combine the muscle of a V8 engine with a torque boost from the electric motor. The result? Astronomical performance.

  • Accelerate from 0-60 mph in just 3.1 seconds
  • Hair-raising top speed of 208 mph
  • 1,000 Nm (738 lb ft) of torque

With this kind of power under the hood, you’ll be tempted to plan a road trip to the Autobahn…

3. Mercedes-Benz S-Class Saloon

Mercedes-Benz sets a benchmark for the most luxurious cars and the S-Class Saloon takes this status to new heights. Cocoon yourself in comfort with features like:

  • Massaging seats for on-road bliss
  • Ambient lighting
  • Advanced air purification system

A vivid 12.8-inch OLED touchscreen is the crux of the car’s MBUX infotainment system. The S-Class is also equipped with the latest in driver assistance technology, making it not only one of the most luxurious cars on the road, but also one of the safest. Even better, the model is now available with a mild hybrid engine which wins it points with eco-conscious motorists.  

4. Aston Martin DBS

The name’s Bond. James Bond.

If it’s good enough for 007, it deserves a place in our countdown of the most luxurious cars. The Aston Martin DBS was Bond’s car of choice in Casino Royale and is a discerning choice for motorists who crave luxury, performance and a dash of star power. It’s no longer manufactured new in the UK, but you will find some swoon-worthy models on the used market.

Prefer to buy new? Try the Vantage Coupe, a car “hardwired with the ability to get your heart racing”.

  • Hand-stitched Bridge of Weir hide upholstery
  • Carbon fibre accents
  • Crystal-clear Bowers & Wilkins sound system

5. Range Rover SV

Designed and built in the UK, the Range Rover SV is the ultimate statement for patriotic drivers. The model recently received a glow-up that focussed on making the car even more luxurious. Craftsmanship is front and centre to help achieve the brand’s mantra of “luxury you can touch as well as see.”

  • Sink into plush leather seats
  • Run your fingertips over glossy white ceramic controls
  • Experience the state-of-the-art Pivi Pro infotainment system

6. Porsche Panamera

The four-seat Porsche Panamera redefines what a luxury saloon can be. It marries the exhilarating performance of a sports car with the comfort of a high-end executive vehicle and yes, it’s a pleasure to drive. Thrilling acceleration isn’t the only highlight. The interior is pure Porsche and features a driver-focused layout, premium materials and the latest technology.

  • Four-zone automatic climate control
  • Adaptive sport seats
  • Ambient lighting to match your mood

It’s this combination of performance and practicality that makes the Panamera a standout in the most luxurious cars market.

7. Lexus LS

The Lexus LS is proof that the Japanese know a thing or two about luxury. The high-end saloon combines exquisite craftsmanship with the very best in modern technology. If we had one word to describe the interior, it would be serene.

  • Shiatsu massage seats
  • Customisable climate concierge that adjusts the temperature and airflow based on your preferences
  • Hand-pleated door trims
  • Kiriko glass accents bringing a touch of Japanese artistry to the interior

Drive in style with My Car Credit

Driving one of the most luxurious cars doesn’t have to be a dream. At My Car Credit we’re here to help you get behind the wheel of your dream car with tailored finance for luxury vehicles.

Don’t quite have the budget for a Rolls-Royce Phantom or Aston Martin DBS? Let’s be honest, most people don’t. But that doesn’t mean you have to compromise on luxury. If you’re looking for something that feels just as extravagant but won’t give you serious sticker shock, models like the Audi Q7, Tesla Model S and BMW 7 Series are some of our top picks.

Try our Car Finance Calculator to find out more about how we can help elevate your driving experience.

Rates from 9.9% APR. Representative APR 10.9%

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Typical rate

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Total payable

X% APR*

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*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

What are the Most Popular British Cars?

White Land Rover in a wood at autumn

When it comes to quality, the Brits know a thing or two about how to deliver. The automotive industry is no exception and we’re proud to help thousands of drivers a year get behind the wheels of British-made vehicles. So, what are the most popular British cars? Read on as we take a look at some of the top manufacturers and models on offer.

MINI

The iconic silhouette, signature “go-kart handling” and fun-loving spirit make the MINI one the most popular British cars. The company was founded in the 1960s and has become quite the national icon, despite now being owned by German auto giant BMW. This description from the MINI website sums up the essence of the brand, and its eternal popularity, perfectly.

“One of the most remarkable elements of the Classic MINI’s popularity was how its infectious spirit transcended traditional class barriers. From hipsters and mods to milkmen, rock stars and royalty to rally racers. Everyone could have efficiency, fun and freedom, motoring in a MINI.”

Hoping to go electric? You’re in luck. MINI has just launched an all-electric model that combines all the best-selling features of the classic MINI with the latest battery technology. The driving range is impressive, with a full charge offering around 145 miles. Expect plenty of torque – the MINI Electric will take you from 0 to 62mph in just over 7 seconds. Basically, you’ll enjoy all the fun with zero exhaust emissions.

With prices starting at just over £30,000, it’s no wonder the all-electric MINI is one of the most popular British cars. Want to zip around in a MINI Electric? Use our calculator to get a car finance quote and discover how far your budget can take you. 

Rolls Royce

In terms of luxury, it’s hard to look past Rolls Royce. Every one of these popular British cars is hand built at the Rolls Royce headquarters in Goodwood, West Sussex. And we’re not just talking about any old auto manufacturing plant. The Rolls Royce HQ was designed by renowned British architect Sir Nicholas Grimshaw and is set in the heart of South Downs National Park.

The award-winning building was designed to complement the picturesque West Sussex countryside while minimising the brand’s environmental footprint. Grimshaw has done an incredible job and it’s really no surprise, seeing as his previous accomplishments include the Eden Project in Cornwall. There’s also a sentimental side to the location – company founder Sir Henry Royce once lived less than 10 miles from the site, in a chocolate-box village called West Wittering.

Natural light floods into the Assembly Hall through floor-to-ceiling windows. This part of the building is known as “The Glass Mile” and gives prospective buyers front row seats to the action. Overhead is a “living roof” with an enormous eight-acre footprint. It’s one of the largest in the UK and not only looks beautiful but helps to insulate the building and keep energy costs down as these popular British cars are made. More than 60% of all waste from the production plant is recycled, while all green waste is composted.

Here’s a fun fact. All the wood used in the interior of an individual Rolls Royce is sourced from a single tree. This helps maintain consistency throughout the cabin and avoid obvious differences in colour, texture and grain. We’re not all that surprised, seeing as Sir Henry Royce’s motto is famously “strive for perfection in everything you do”. Of course, all wood used for these popular British cars is sustainably sourced.

Land Rover

A favourite vehicle of Queen Elizabeth II, Land Rovers deserve a special place on our countdown of the most popular British cars. Over the course of her life, the beloved monarch owned dozens of the vehicles and was often pictured driving them around her various estates.

While Land Rover has shifted some manufacturing to other countries over the past decade, the majority of production remains in the UK. Currently, the brand operates factories in Solihull near Birmingham and Halewood near Liverpool. Both plants support the British economy and help keep the Land Rover legacy alive in the UK.

Toyota

Toyota operates factories in countries around the world, including Britain. The main factory is located in Burnaston, a small village in South Derbyshire. Toyota also assembles engines in its Deeside factory in North Wales. The company has had a manufacturing presence in the UK since 1989, with the first model rolling off the Burnaston production line in 1992. Today, the factories are proud to manufacture the next-generation Corolla hybrid, which is sure to emerge as one of the most popular British cars of the decade.

Sporty and powerful, this hatchback gives you the option of using battery-generated power, petrol or a combination of the two. As well as saving money at the forecourt, you’ll also be slashing your environmental footprint.

Nissan

Nissan may be a Japanese-owned company, but it manufactures several popular British cars in local factories. The auto giant recently injected £1 billion into its Sunderland car plant and created hundreds of British jobs. So, what popular British cars roll out of the Sunderland factory? Models like the Qashqai and Juke are manufactured at the British plant. The hugely popular all-electric Nissan Leaf is also assembled in Sunderland.

Production is booming, so much so that Nissan recently overtook Jaguar Land Rover as the largest carmaker in the UK. Kwasi Kwarteng has confirmed the company has no plans to slow down manufacturing in the UK. In fact, they’ll be doing the opposite. “Not only are Nissan staying put, they are doubling down,” says Kwarteng.

As well as manufacturing existing popular British cars, Nissan plans to develop a state-of-the-art electric vehicle manufacturing hub in Northern England. “This is a real vote of confidence in Sunderland from our parent company in Japan and will really reaffirm Sunderland’s reputation as a world-class manufacturer,” says vice-president of Nissan motor manufacturing UK, Alan Johnson.

Buy British with car finance

Whether you’re in the market for a cult favourite like a MINI Cooper, a luxury model like a Land Rover Defender or a family-friendly ride from Nissan or Toyota, you’ll find popular British cars right here on your doorstep. When you buy British, you can enjoy the peace of mind you’re investing in quality craftsmanship, as well as supporting the local economy and keeping jobs onshore.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

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  • You are a home owner
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!

Top 10 Cars with the Best Tech

Car with some of the best tech

Everyone has different priorities when it comes to cars. Some people value performance, others prioritise value for money, and many seek out cars with the best tech. Needless to say, the latter is one of our favourite ways to rank models. Here are our top 10 cars with the best tech.

Auto manufacturers are continually exploring new ways to enhance the driving experience. This means that today’s models offer more bells and whistles than ever. And we’re not just talking about rear vision cameras and parking assistance. Think nightclub-worthy sound systems, collision-avoidance technology and built-in night sky simulators.

If you’re a technophile, you’re in luck. Read on as we list the top 10 cars with the best tech. Our countdown covers all bases, including budget-friendly models and luxury icons.

Tesla Model 3

Tesla is a pioneer of automotive technology and we’re not just talking about battery power. If you’ve ever been behind the wheel of a Tesla or even peered in through a window, you’ll have noticed the enormous screens. These are a signature feature and control everything from cabin heating and cooling to headlight activation. On motorways, the Tesla 3 more or less drives itself thanks to the next-generation Autopilot system. When it comes to fun, the Tesla 3 is definitely one of the cars with the best tech. This model is packed with novel tech features, including custom horn options.

Kia Rio

The Kia Rio may be small, but it punches well above its weight in terms of technology. Safety is front of mind thanks to Forward Collision-Avoidance Assist (FCA) technology that uses a front bumper radar to detect potential hazards and brake automatically, if necessary. As well as your choice of Android Auto™ or Apple CarPlay™, you’ll enjoy Kia Connect services that integrate features like in-car navigation, weather updates and fuel pricing, so you can find where to buy the cheapest fuel.

When approaching your destination, you’ll get real-time information on public parking space locations, pricing and availability. Download the Kia Connect app and you’ll enjoy even more technology at your fingertips.

Mercedes S-Class

Mercedes has always been at the forefront of tech features and the S-Class is no exception. The huge touchscreen can be activated and locked using facial recognition. If you hate squeezing into tight spots, you’ll love the parking features that many high-tech cars offer. Mercedes has developed some of the best parking assist technology in the business, making it a cinch to pull into even the tightest spots.

Hyundai Ioniq 5

Hyundai is known for offering reliable cars that are excellent value for money, and the Ioniq 5 doesn’t disappoint. An all-around camera system makes it easy to keep tabs on your surroundings. If you like to set off on weekend camping trips, the Hyundai Ioniq 5 features a built-in household socket to keep all your appliances charged.

BMW iX

The latest SUV from BMW will impress even the most discerning technophiles. This space-age model is packed with easter eggs, including radiant surface heating technology designed to keep the cabin cosy on chilly winter mornings. Instead of a traditional blind, the sunroof can be changed from transparent to opaque at the touch of a button.

2021 Ford Mustang Mach-E

The Ford Mustang Mach-E is another all-electric car packed with all sorts of technology. One exciting feature is the enormous 15.5-inch screen that not only acts as an infotainment hub but is also used to customise a laundry list of vehicle settings.

2021 Nissan Versa

An affordable price tag and loads of tech-friendly features earn the 2021 Nissan Versa a place on our list of cars with the best tech. Safety buffs will love features like Automatic Emergency Braking and Lane Departure Warning.

Audi A7 Sportback

Audi has reimagined the limits of a family car with the A7 Sportback. The model treats you to a suite of high-tech features, including an intuitive HD MMI touch display screen. The signature Audi Virtual Cockpit swaps traditional dials for a fully customisable digital screen. Download the myAudi app and you’ll unlock more tech savvy features, including entertainment functions, real-time information about your car and a remote sensor that allows you to lock and unlock your Audi from anywhere in the world.

2022 Range Rover

No model eclipses the new Range Rover in terms of luxury. The car is literally fit for a queen and dazzles passengers with features like ‘hot stone’ massage seats. A Pivi Pro infotainment system takes connectivity to the next level with a sleek ‘floating glass’ touchscreen, intuitive interface and 3D maps. Rear seat passengers aren’t left out, with a high-definition entertainment system compatible with screen mirroring and HDMI connectivity. Definitely one of the top cars with the best tech in terms of entertainment.

Rolls Royce Phantom

The Rolls Royce Phantom is an icon for a reason. Favoured by the likes of David Beckham and Kim Kardashian, this model is the epitome of luxury. One of our favourite features is the Starlight Headliner, which uses fibre-optic lights to create a dazzling night sky. You can even customise constellations. Whispers, the exclusive owners-only Rolls Royce app, is backed by a 24/7 concierge.

Finance the best tech

Whether you’re a budget-conscious buyer or ready to splurge on a luxury model, you’ll be impressed by the cutting-edge technology integrated into cars today. Now you know more about cars with the best tech, it’s time to start browsing the market. The first step is setting a budget, which calls for a fair amount of number crunching. Our car finance calculator simplifies this step with a handy tool that shows you how to work out APR on a car loan in seconds. Simply punch in your numbers and discover how to get the most out of your budget.

For more information on how to calculate car finance interest and secure the best deals, get in touch by email or give us a call on 01246 458 810.

Rates from 9.9% APR. Representative APR 10.9%

Evolution Funding Ltd T/A My Car Credit

My Credit Rating

Excellent

  • You are a home owner
  • You have been on the electoral role for a long period of time
  • You have current credit arrangements and mortgage with no defaults
  • You have no CCJs, credit arrears or missed payments
  • You rarely apply for credit
  • You are employed or self-employed

Good

  • You are on the electoral role
  • You are a home owner or long standing tenant
  • You have a stable employment history
  • You have current credit arrangements with occasional missed payments
  • You have no CCJs

Fair

  • You are or have recently been on the electoral role
  • You may have recently changed address
  • You may have occasional missed payments
  • You may have an old CCJ
  • You may have regularly applied for credit

Poor

  • You may have had frequent changes in address
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Bad

  • You may not be traceable on the voters roll
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£

X monthly repayments of
£X

Typical rate

Loan amount

Total payable

X% APR*

£X

£X

*for illustration purposes only

No impact on your credit score*

Representative Example

Borrowing £7,500 at a representative APR of 10.9%, annual interest rate (fixed) 10.87%, 47 monthly payments of £191.50 followed by 1 payment of £201.50 (incl. estimated £10 option to purchase fee), a deposit of £0.00, total cost of credit is £1,702, total amount payable £9,202.

Evolution Funding Limited, trading as My Car Credit, is a credit broker and not a lender.

Please ensure you can afford the repayments for the duration of the loan before entering into a credit agreement.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Require more help?

Got a question you can’t find the answer to, or need some advice and guidance around taking out car finance? Our Car Credit Specialists are friendly, experienced, and here to help so get in touch today!